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PearlPay
Your Virtual Money Logistics System
Pearl Pay is a Virtual Money Logistics System that provides world-class and yet affordable mobile wallet white-label service for rural banks. Using the latest technology, Pearl Pay will allow rural banks to launch their own virtual prepaid mobile wallet as fast as 30 days.
"With a MatchMove partnership in place, it allows Pearl Pay to cut down the product development timeline from twenty-four (24) months to just six (6) months. The MatchMove partnership also serves as a backdoor entry to the MasterCard and Visa allowing more liquidity for the Pearl Pay accountholders.
We think global and act locally.
Pearl Pay has four core products combined into a single integrated system we called VMLS (Virtual Money Logistics System).
Pearl Pay is creating a solution to interconnect Payment, Remittance, Banking and Cryptocurrency. It will be solved using a comprehensive, secured and affordable Mobile Wallet OS and use Blockchain technology to lower the cost. Pearl Pay will target Philippines as its pilot country. Based on recent research, 70% of Filipino families has no bank accounts. There is also a high cost for domestic and international remittance which is a USD$33B industry in the Philippines.
Pearl Pay also identified that there more than 400 Rural Banks which has no foreign payment license. Payment licenses such as Mastercard, Visa or etc. The average cost to setup the infrastructure needed is approx. USD$4M.
Pearl Pay has four core products combined into a single integrated system we called VMLS (Virtual Money Logistics System) which provides a comprehensive “Mobile Payment and Money Transfer Platform as a Service” appropriately designed, of world-class quality, relevant for actual use and beneficial to the financial inclusion target market. It created a white-label product that will allow rural banks to launch their own virtual prepaid Pearl Pay and MasterCard accounts as fast as 30 days.
The problems that Pearl Pay intended to address are not far-fetched but rather real and the proposed solutions seem logical and reasonable. The project team consists of various specialists and looks balanced.
But it is not known how much scalable business and whether there will be an increase in the token.
Digital Strategist | Cryptocurrency Expert & ICO Advisor | The Coin Chat (podcast & YouTuber) | Keynote Speaker (Microsoft) Rated on Jul 28, 2018
4
4
4
15%
Conceptually great idea to help the underbanked. I feel the vision is limited to one country and should be considering a wider global offering.
Core Founders look good but overall team lacks the crypto developers and strength that would give me confidence they can deliver.
Token model is not selling enough to the public, has too much saved for the team and practically nothing for advisors and bounties which I believe creates some limitations in how the ICO will perform...
Overall the idea looks great but without an MVP (couldn't find one) then I have to score this lower and will revise should an MVP come out to try!
Experts are independently and voluntarily contributing to the community. If no expert has rated the ICO, only ICO analyzer's results are used. Always research before investing as these ratings should not be taken as an investing guide of any kind.
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