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Viaz
Decentralized P2P Funding Platform
The utility of VIAZ is to provide a decentralized funding platform, connecting its users and acting as a conduit between the cryptosphere and fiat currency.
VIAZ is a decentralized application (“DAPP”) bridging the gap between lenders and borrowers of fiat and digital currencies. VIAZ will employ VIAZ Smart Contracts for transactions initiated on the VIAZ Platform. Just as similarities and differences exist between digital and fiat currency, a closer examination of VIAZ compared to the traditional banking system reveals both converging and diverging characteristics. A notable similarity is that the VIAZ Platform, by putting potential borrowers in direct contact with potential lenders, empowers users to borrow, lend, and transfer currencies throughout a global network. But, unlike banks, the VIAZ Platform will provide a more efficient, cost effective and secure service for all users. The first DAPP to run on the Tezos blockchain, a elf-amending crypto-ledger, the VIAZ Platform has inherent advantages when compared to other competitors in the bazaar.
As mentioned, the VIAZ Platform is decentralized. Our aim is to make this market driven platform conducive for crypto and fiat loyalists alike. Billions of people globally do not have access to banks. The VIAZ Platform provides them with an opportunity to take advantage of this global network of lenders and borrowers from the convenience of their own desktop computer or smartphone.
A sound banking system mobilizes the small and scattered savings of the community and makes them available for investment in productive enterprises. The question of institutional accountability speaks directly to another promise of cryptocurrency. With its capacity for programmability, a blockchain can enforce smart financial contracts. Recently, and into the future, blockchain technology such as the VIAZ Platform will solve issues of collateral management and guarantee compliance with capital requirements.
The VIAZ Platform will connect digital assets, equity, and fiat in ways not previously possible due to boundaries inherent in the traditional centralized banking space. The VIAZ Platform will bring the world closer by dismantling these boundaries and empowering individuals to take control of their own financial destinies.
Top ICO advisor |Cofounder of International Consensus Association | Investor | China Market Rated on Jan 6, 2019
3
3
3
10%
1. CEO Linkedin missing. Hard to check reliability.
2. White paper no structure.
3. Too many competitor, recommend explain "why Viaz?" in the project summary.
4. No detail financial plan at white paper, Where can I find "why 8M softcap?"
5. Tezos market cap compare to ETH only 2% of ETH size. And it's a centralized organization. How can Viaz promise decentralized P2P on a the centralized business service?
Direct Marketing Manager,ICO produce Rated on Dec 25, 2018
4
4
3
8%
There are many projects to realize the platform for raising funds, but I felt that their project was outstanding among them.
I think that it can be expected project.
Entrepreneur, Author and Marketing Specialist Rated on Jan 4, 2019
2
3
3
8%
4 team members, 4 developers and 2 advisors and they aim to provide a decentralized funding platform. No MVP available yet. I seriously don't want to discourage them, but for such an ambitious project, in such uncertain times, you do need numbers. Or outsource them, but in that case, you need to provide this info somewhere.
Many other ICOs are working on a similar products and it is hard for me to understand what makes you different from existing ICOs.
The Whitepaper itself is little, with just 20 pages, big text and graphics. However, the project is still in its initial stage and it might improve in the future.
But as an advice for you is...recruit more qualified team members on board.
Fintech Blockchain AI, Faster Capital, UOCA, Captain, PhD, Auditor, Rated on Jan 1, 2019
3
4
2
6%
DYOR, I am just thinking out aloud basis the information available at the time of writing this.
Smart-contract based lending platform, there are a few put there such platforms, but this one's does mention "crypto-collateral", interesting to see how this will play out.
How will lending exactly work and what kind of ROI for investors is something that needs to be addressed in greater detail.
Team, seems a tad small set up, KYC passed OK.
Considering the team size, present advisors, scope of this project, perhaps more members / known advisors are needed?
Am I missing something, or is there no MVP available? Understand a test net will be up before token emission.
DYOR, I am just thinking out aloud basis the information available at the time of writing this.
Blockchain | Tokenization Strategist| Whitepaper|Tokenomics | BD| Technical- Market Analyst Rated on Dec 28, 2018
3
5
1
5%
White paper - The white paper problem and solution statement is very clear. The idea of having a smart-contract based lending platform isn’t new but the crypto-collateral is quite interesting. The white paper has failed to mention the specifics about lending. The white paper has almost enough to educate investors about their project. A bit more effort is needed to show investors the value of investing in this project in terms of expected ROI generation with market penetration.
Team - The team composition and advisory is small but capable. Inspite of that they seriously need to add team members for making it diverse in terms of PR, marketing, etc capabilities.
Tokenomics - They have not mentioned the token generation amount and funds deployment as of yet.
Business Model - The business model is clear - Use tokens as collateral to take loans and earn by keeping tokens as collateral. But the rate of 1% p.a as service fee is quite low to be honest and needs a detailed analysis if this amount is sufficient for the company to operate on. The also lack a clear roadmap about reaching various markets and increasing user base.
MVP/ DApp/ Working Product - They claim to come up with a test net before token emission. No MVP as of yet.
Great idea but small team composition and lack of specifics makes me wary.
Blockchain Expert | Fintech Consultant | ICO Advisor |PR and Marketing Expert Rated on Jan 16, 2019
4
3
5
4%
Linked in missing hard to check reliability
White paper has no structure. Financial plan not explained in white paper Tezos market cap compare to ETH only 2% of ETH size. And it's a centralized organization.
It's a great ICO. It has introduced innovative products solutions with the use of Blockchain Technology.............overall very good ICO to invest.
...
ICO Advisor Researcher and Analyst Rated on Dec 21, 2018
4
4
5
4%
I seem to be the first expert giving a rating to this project. Benchy gave a 4.3 and after taking a closer look, I understand why.
Their team passed the KYC, they have is a page on Bitcoin Wiki, they have a working MVP.
They will need more advisors.
The project is not very original but innovative on the Tezos platform.
Good luck Team
Team - Based on the review of the team credentials in the whitepaper and social media it appears that they do not have any significant experience in running a lending business.
Vision - The idea of the project is not new and there are already many projects who are doing similar things. Use of blockhian technology is not the core requirement for what the project aims to do, as most of the things can be done effeciently done off-chain. Infact those thing would be cumbersome if done on blockchain due to inherent scalablity issues with existing blockchains protocols.
Product - It appears that the project is currrenlty at ideation stage. Though it is mentioned in the whitepaper that the development is in progress, the project has not been able to provide any evidence to support its claim.
Overall not a very compelling project which should warrant any significant attention untill they can deliver something tangible.
Disclaimer: Above is my personal opinion and not an investment recommendation. Please do your own research and take independent financial advice before making any decision
You can find my raiting methodology here. https://medium.com/@niravgala/nirav-galas-ico-bench-rating-methodology-c7186a354c9e
Experts are independently and voluntarily contributing to the community. If no expert has rated the ICO, only ICO analyzer's results are used. Always research before investing as these ratings should not be taken as an investing guide of any kind.
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