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Ratings FintruX

Making Unsecured Loans Highly Secure

FintruX aims to make unsecured loans highly secure. Harnessing over two decades of experience serving the securitization sector, we apply cascading levels of credit enhancements to offer unprecedented risk reduction towards unsecured loans. Interest cost reduction is one of the most important motivations in securitization. It is often done via credit enhancement. We can apply the same principles to reduce the high interest rates normally associated with unsecured loans, making it attractive to both borrowers and lenders. Our goal at FintruX Network is to disrupt the way unsecured loans are being originated and administered. This innovative concept solves three major issues for small businesses, especially startups, to borrow from accredited investors and financial institutions. By applying credit enhancements, FintruX Network seeks to neutralize the lender's credit risk and, in the case of a default, provide cascading levels of insurances to cover the loss – thereby increasing the overall credit rating and lowering interest rates simultaneously. The four cascading levels of credit enhancement include over-collateralization as additional collateral, a local third-party guarantor, cross-collateralization as insurance, and FintruX ultimate protection reserve. A unique smart contract is generated and deployed by FintruX Network for each individual borrowing at real time to provide unambiguous, immutable, and censorship resistant records where no arbitration is required. In addition to simplifying the loan application process via instant matching, FintruX Network also provides borrowers with post-funding self-serve administration options such as refinance and prepayment. FintruX Network is a multi-sided marketplace and ecosystem that delivers value not just to borrowers and lenders, but also to third-party guarantors and specialized service agents. We are making borrowing and lending a no-brainer for both borrowers and investors.

3.2
16 15 expert ratings
Benchy 3.0
KYC
Experts
3.3
3.3
3.3
Review: coming soon PRO
~$25,000,000
value of tokens sold in ICO
Ended
Token
FTX
Type
Price in preICO
1 ETH = 1,650 FTX
Price in ICO
0.5666 USD
Country
preICO start
7th Jan 2018
preICO end
21st Jan 2018
ICO start
7th Feb 2018
ICO end
28th Feb 2018
Visit ICO website
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Ratings

All ratings published on ICObench serve informational purposes only. ICObench does not provide investment forecast, recommendations or any consulting for that matter. Thus, neither ICObench, nor the experts can be hold responsible for the visitors’ investment decisions. Read more
Igor Karavaev
Blockchain Enthusiast
Rated on Dec 24, 2017
4
4
4
6%
This rating's weight is reduced by 50% as there is no review added.
Nathan Christian
Blockchain Technology Consultant
Rated on Jan 23, 2018
3
3
3
6%
This rating's weight is reduced by 50% as there is no review added.
Mofassair Hossain
CEO and Founder Perhalic, ICO and IEO Advisor, Investor, PR and Marketing Expert
Rated on Jan 15, 2018
3
3
3
6%
This rating's weight is reduced by 50% as there is no review added.
Tyler Sanford
Marketing | Campaign and Community Management
Rated on Feb 26, 2018
3
3
3
11%

Hard to see where this is going.

Agree
0
Disagree
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Nikolay Shkilev
PhD | Entrepreneur | CEO | ICO Advisor | Crypto enthusiast | Blockchain expert | Public speaker | Mentor
Rated on Feb 19, 2018
2
3
3
5%
This rating's weight is reduced by 50% as there is no review added.
Purushotham Maralappa
Consulting Manager at Emurgo, Blockchain and Tokenization advisor
Rated on Apr 24, 2018
4
4
4
9%

Good vision but missing clarity.

Agree
0
Disagree
Report
P.B. Stanton Esq.
Securities and Banking law | Former US Marine JAG Officer | Complete legal advisory
Rated on Jan 23, 2018
4
3
4
4%
This rating's weight is reduced by 50% as there is no review added.
Rick Tapia
Blockchain Advisor and Consultant
Rated on Feb 26, 2018
3
3
3
8%

Cryptocurrency lending platforms are in an extremely tough position currently. Will need to see more from the project going forward.

+1Agree
+1
Disagree
Report
Simon Choi
Fintech & ICO Lawyer
Rated on Dec 22, 2017
3
2
3
4%
This rating's weight is reduced by 50% as there is no review added.
Zahid Imran
ICO expert and Advisor, consultant
Rated on Jan 22, 2018
4
5
4
3%
This rating's weight is reduced by 50% as there is no review added.
Ricardo Ruiz
Ricardo
Rated on Jan 23, 2018
4
3
2
3%
This rating's weight is reduced by 50% as there is no review added.
Lluis Saltó

Rated on Jan 2, 2018
4
3
2
2%
This rating's weight is reduced by 50% as there is no review added.
Ivan Kapytko
Mr
Rated on Dec 24, 2017
4
5
5
2%
This rating's weight is reduced by 50% as there is no review added.
Amarpreet Singh
Blockchain & ICO Advisor | Fintech | Innovation | Machine Learning | AI | Speaker & mentor
Rated on Feb 19, 2018
3
3
2
2%
This rating's weight is reduced by 50% as there is no review added.
Alexander Popescu
An ISO 9001:2008 Certified Digital Agency
Rated on Feb 17, 2018
3
4
3
2%
This rating's weight is reduced by 50% as there is no review added.
Benchy
ICO analyzer bot
3.0
26%

Experts are independently and voluntarily contributing to the community. If no expert has rated the ICO, only ICO analyzer's results are used. Always research before investing as these ratings should not be taken as an investing guide of any kind.

Ratings and ICO analyzer results are being updated (re-calculated) every few hours.

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