Some of the links on this site may be affiliate links. ICOBench may receive advertising commissions when users visit recommended platforms via our affiliate links, at no additional cost to you. All recommendations are based on a comprehensive review process. Mutuum Finance (MUTM) is an emerging decentralized finance (DeFi) platform that combines peer-to-contract and peer-to-peer lending models. The project has already raised over $9 million in its presale by selling hundreds of millions of tokens to thousands of holders. Our complete guide teaches you how to buy MUTM tokens and provides information about more profitable alternative presales.
How to Buy Mutuum Finance ($MUTM) Token?
You can buy Mutuum Finance in 3 easy steps. We recommend Best Wallet for maximum convenience with crypto presales and storage.
1. Set Up Best Wallet
Start by downloading and installing Best Wallet on your device. Create a new wallet and store your recovery phrase in a secure location because this phrase is essential for restoring access if needed.
Best Wallet supports all the assets required for the Mutuum Finance presale, so you can handle your transactions within one application.
2. Fund Your Wallet
Next, add funds to your Best Wallet. The Mutuum Finance presale accepts ETH, BNB, MATIC, USDT, and USDC. Depending on your region, you can buy these cryptocurrencies directly within Best Wallet using payment methods such as credit cards or bank transfers. After completing your purchase, check your wallet balance to make sure your funds have arrived.
3. Purchase Mutuum Finance ($MUTM) Tokens
Finally, visit the official Mutuum Finance presale website. Connect your Best Wallet by selecting it from the wallet options. Choose the cryptocurrency you want to use, enter the amount of MUTM tokens you wish to buy, and review the transaction details. Confirm the purchase through Best Wallet. After the presale ends, you will be able to claim your MUTM tokens directly using the same wallet, so you maintain full control over your assets.
What is Mutuum Finance Token?
Mutuum Finance (MUTM) is a decentralized finance (DeFi) platform that blends peer-to-contract and peer-to-peer lending. It aims to deliver flexible and secure borrowing and lending services. The MUTM token powers the ecosystem as a utility and reward asset.
You can use MUTM for staking, governance, and earning dividends, which are distributed through a buy-and-distribute mechanism that uses protocol revenue to purchase tokens from the market and reward stakers.
The Mutuum Finance presale began in early 2025 at a starting price of $0.01 in Phase 1. The presale is structured into 11 phases, each increasing the price and incentivizing early participation. As of May 2025, the presale is in Phase 5, and the current price is $0.03 per token.
The token has seen a 200% increase from the initial phase. The next phase will raise the price to $0.035, so early buyers have already seen significant gains. The presale raised over $9,000,000 and sold over 500 million tokens to over 11,000 holders.
Analysts predict post-launch prices could reach $2–$5 in 2025, which means early participants may see substantial returns. The platform also features a dashboard that rewards the top 50 holders with bonus tokens, encouraging user retention and long-term growth.
Looking for More Profit Potential? Top Mutuum Finance Token Alternatives
1. Snorter Bot Token ($SNORT)
Snorter Token ($SNORT) could be a compelling alternative to Mutuum Finance Coins (MUTM) because it combines meme coin appeal with real trading utility. You can use $SNORT to access the Snorter Bot, which operates as a high-speed Solana-based trading suite integrated with Telegram. This bot allows instant sniping, copy trading, and portfolio management.
The current price of 1 $SNORT is $0.0965, and the project has raised $1,344,474.81 in USDT so far. According to Snorter Token’s tokenomics, they allocate a significant portion to product development, marketing, and liquidity to propel ongoing growth and trading stability. Staking yields currently exceed 1,700%, giving you strong incentives to hold and stake your tokens and reducing circulating supply.
Price predictions for $SNORT are bullish, with estimates suggesting a minimum of $0.185 post-launch and a potential upside of $0.545 in 2025. By 2030, projections range from $1.55 to $2.72. If adoption and staking continue to expand, you can expect strong growth as its market broadens.
Here’s how to buy Snorter Bot.
2. Bitcoin Hyper ($HYPER)
Bitcoin Hyper ($HYPER) addresses Bitcoin’s core limitations by introducing a Layer 2 network that enables faster, cheaper transactions and supports smart contracts. The $HYPER project is on the ERC-20 blockchain, and it has already raised $1,682,452.78 during its presale. The current price is $0.01205 per token, with a planned listing price of $0.012975.
The appeal of Bitcoin Hyper lies in its technical vision. It integrates the Solana Virtual Machine and a canonical bridge that lets you mint wrapped BTC and use it for decentralized applications. The network operates on a proof-of-stake consensus, generally offers higher efficiency and scalability. Early staking rewards are exceptionally high, sometimes exceeding 5,000% APY, so early adopters have strong incentives to participate.
Price predictions for $HYPER show a high of $0.0583 by the end of 2025 and possibly $0.1557 in 2026. By 2030, projections range from $0.253 up to $0.7785, which means you could see substantial long-term growth if the network achieves broad adoption and delivers on its roadmap.
Learn how to buy Bitcoin Hyper.
3. SUBBD (SUBBD)
SUBBD is an AI-powered token built for the creator economy, aiming to transform decentralized content monetization. The presale has already raised $701,139.52, and you can buy 1 SUBBD for $0.055775. The total supply is 1 billion SUBBD tokens, with 20% for presale and the rest allocated to marketing, development, staking, airdrops, and liquidity.
SUBBD price predictions point to a 2030 maximum of $0.094693. As more creators and users join the platform, steady growth is expected. The ecosystem already boasts over 2,000 influencers and 250 million followers, which gives SUBBD a solid base for adoption.
The platform provides fixed staking APYs of 20%, exclusive content access, and AI tools for both users and creators.
SUBBD is a better alternative to Mutuum Finance because it combines practical utility, audited smart contracts, and a sustainable tokenomics model. Its focus on Web3 technology, AI-driven content, and creator rewards positions it for long-term relevance in the digital economy.
Learn how to buy SUBBD token.
Is Mutuum Finance Good to Buy?
Mutuum Finance has attracted significant attention in DeFi because of its structured tokenomics and rapid presale growth. The MUTM token operates on a fixed supply of 4 billion, supporting functions such as dividend distribution, liquidity mining, and ecosystem incentives.
The project’s presale has already raised over $9.1 million, selling over 505 million tokens to 11,000 holders. The price has increased steadily, with the current phase pricing MUTM at $0.03, up from the initial $0.01.
At launch, the listing price is set at $0.06, which means a 100% ROI for current buyers. Price predictions suggest the token could reach $2.50 to $5 post-launch, so early participants may see substantial returns.
Despite strong momentum, you should consider some concerns. The platform has faced scrutiny regarding security, and questions remain about regulatory compliance. Incidents in the broader DeFi space have highlighted risks such as rug pulls and vulnerabilities.
Mutuum Finance Token Price Prediction (2025-2030)
Take a quick look at where Mutuum Finance might end up in the next 5 years.
| Year | Min Price | Max Price | Avg Price | %Increase (Min) | %Increase (Max) |
|---|---|---|---|---|---|
| 2025 | $0.0261 | $0.0317 | $0.0289 | 0% | 0% |
| 2026 | $0.0278 | $0.0349 | $0.0312 | 6.5% | 10.1% |
| 2027 | $0.0293 | $0.0418 | $0.0357 | 12.3% | 31.8% |
| 2028 | $0.0307 | $0.0572 | $0.0434 | 17.6% | 80.4% |
| 2029 | $0.0325 | $0.0886 | $0.0611 | 24.5% | 179.5% |
| 2030 | $0.0349 | $0.1247 | $0.0792 | 33.7% | 293.3% |
Where Can I Buy Mutuum Finance Token?
You can buy Muttum Finance tokens ($MUTM) directly from the official presale website. Simply go there and connect your wallet. We recommend Best Wallet for this process because it offers seamless integration and supports all the digital assets accepted in the presale.
Follow the steps below to create your Best Wallet multi-currency wallet.
Create a wallet in Best Wallet within 5 minutes.
Hit the button below to visit the Best Wallet website. Download the app from there. Alternatively, use Google Play Store or Apple App Store to get the app. Follow the on-screen instructions and set up a default wallet with a personal email. Set up a 4-digit passcode. To import another wallet, follow these steps: 1. On the ‘Home’ tab, swipe right on the wallet and select ‘Add Wallet’. 2. Use your recovery phrase to import your EVM-compatible wallet. 3. Name your wallet, pick a theme, and you’re all set. 
Buy Mutuum Finance Token – Conclusion
When considering whether to buy Mutuum Finance Token, it is important to weigh its projected price growth against your own investment goals and risk tolerance. The token’s outlook suggests steady but moderate appreciation, with potential for increased volatility in the later years.
If you are exploring other opportunities, you may also want to review current presales such as SNORT, HYPER, and SUBBD. Each of these tokens offers a different set of features and market positioning, so comparing them may help you make a more informed decision about where to allocate your capital.
