Apple Pay is the leading digital wallet, with a 92% market share in the US mobile payments market. It is effortless to use for both online and offline payments. When learning how to buy crypto with Apple Pay, the process is not so different from what you’d do when paying for goods on an e-commerce store.
Quite a sizeable number of wallets and crypto exchanges support Apple Pay as one of their payment methods. Simply pick Apple Pay as your preferred payment method, and you’ll have trouble-free purchases. Of course, you’ll have to add a debit/credit card to your Apple Pay or fund your Apple Cash wallet for the transaction.
Best Wallet is our top recommended choice for crypto wallets, which you can use to buy crypto with Apple Pay. We’ll explain the steps involved and, most importantly, explore why the wallet is our top choice. Besides that, we’ll also take you through ten other platforms that support Apple Pay.
First things first. Before you go into Best Wallet, you’ll have to set up your Apple Pay. This approach adds an extra layer of protection for your cards, as you won’t have to type in your card details each time you want to make a purchase. For the setup, go to the Wallet app on your iPhone and sign in. Then, add a debit or credit card by holding your iPhone near the chip. For cards without chips, you’ll have to enter the details manually. You can add an Apple Card, previous cards, or even cards from a supported app. Once done, select your preferred card for payments with Apple Pay. This card will be the default when you want to buy crypto with Apple Pay instantly. As for buying through Best Wallet, here’s what you’ll have to do: You can download the Best Wallet app from your App Store. Another way is to use the download link from the official Best Wallet website. Once you’ve got it downloaded, provide your email for the verification code. Enter the verification code and proceed with other security features. That includes setting up your password and biometrics. 2-factor authentication is also available. But you can set it up later if you wish. With Best Wallet, you can manage multiple crypto wallets, but that’s not all. The platform allows you to import existing wallets and manage them from one spot. Simply go to the “Add Wallet” option and select “Import Wallet.” Then, enter the private key for the wallet. You’ll see a list of the top cryptos on the home page. For more tokens, simply go to the “Trade” section. Select the crypto you want to buy by entering its ticker symbol in the search bar. Note the blockchain for the crypto when picking it. That is because some, like USDC and USDT, are available on more than one blockchain. While picking the currency, you’ll also have to provide the amount right next to it. Do that, and you can select Apple Pay from the “Pay Using” section. This option will be available in the drop-down menu. For the final step, simply click “Buy.” That will take you to a new window where you can authorize the transaction. In no time, the transaction should be complete, a win for both you and Apple Pay transactions.
How to Buy Coins with Apple Pay (Extended Best Wallet Guide)
Step 1: Download and Set Up the Best Wallet
Step 2: Import an Existing Wallet or Continue with the Default Best Wallet
Step 3: Select the Crypto to Buy
Step 4: Pick the Currency and Select Apple Pay
We’ve selected the best crypto platforms that support Apple Pay as a payment method. Nonetheless, it is equally important that you pick a platform that supports your preferred token and blockchain. To that end, we’ve picked the best crypto platforms with support for the widest range of cryptocurrencies and blockchains. They are as follows:Best Platforms to Buy Crypto with Apple Pay in 2025
Best Wallet is the clear choice when you deal with multiple blockchains and hope to manage all your tokens seamlessly from one spot. It is also quite effortless for beginners to learn how to buy crypto with Apple Pay. The interface is intuitive and, most importantly, responsive. This wallet not only supports Apple Pay but is also where you can buy crypto with Apple Pay without KYC. That is because Best Wallet is an anonymous, self-custodial wallet. There’s no need for ID or KYC verification. Best Wallet is free to use. But to maximize your time with it, you’ll need the Best Wallet token. The token is currently on sale directly in the app. Getting the token immerses you into the Best Wallet ecosystem. From creating and managing your Bitcoin or crypto wallets, you can proceed to the in-built DEX for quick sales. The Best DEX offers the best exchange rates and low processing fees to traders, but that’s just the start. You can get over 60 chains right in your palms through the app. These include Ethereum, Binance Smart Chain, Solana, and Cardano. Besides buying and selling over these chains, you can also swap one cryptocurrency for another. All that is possible in the Best DEX. Here are a few key features that make Best Wallet our top recommendation for beginners learning how to buy crypto with Apple Pay or experts looking for seamless purchases: Best Wallet gives you the ability to manage multiple wallets. You can import existing ones or create new wallets, depending on your needs, but it doesn’t end there. The wallet also offers live prices of crypto assets as you go. This feature allows you to stake cryptocurrencies across multiple platforms. All of that will come with a transparent reward structure, helping you maximize your rewards. Best Wallet is a trusted place to catch tokens early in their debut. You can buy presale tokens directly in the wallet, but there’s more. The wallet screens out scams or questionable crypto projects to ensure you get only legitimate tokens for investments. With Best Wallet, you’ll have access to dApps in iGaming, news, and Defis. The prominent ones are Pancakeswap, DexTools, and DexScreener.
1. Best Wallet – Best Multi-chain, Non-custodial Wallet
Top Features: Why Best Wallet Leads the Rest
Pros and Cons of Best Wallet
Pros
Cons
For a full-on trading experience with storage on the side, none does it better than MEXC. This platform is a leading operator for spot and futures trading. Even at that, you’ll get a robust array of advanced trading features like candlestick charts, order books, copy trading, etc. MEXC might not feature the latest ICO tokens like Best Wallet, but it has strong suits of its own. One of them is the section on Spot gainers and Futures gainers. You’ll also get suggestions on the hottest tokens on sale or for swaps. This platform also supports copy trading, which beginners will find helpful. Instead of analyzing the market with complex trading indicators, simply copy the trade of a professional trader on the platform. You can also have premarket trading with Spots. Like Best Wallet, MEXC has its own native token, $MX. Holding this token brings several benefits, one of which is participation in the platform’s airdrops. Other benefits include 50% off on your trading fees and 70% referral commission. With MEXC, it’s not a matter of “Can you buy crypto with Apple Pay?” but a matter of how much crypto you want to buy. The market contains hundreds of cryptocurrencies and even more for the trading pairs. These come with macro data and heat maps as well, with a special focus on meme coins and AI agent tokens. MEXC offers cold wallet storage for its users. However, it is a custodial wallet, unlike Best Wallet, which is non-custodial. Best Wallet is also the better choice for anonymity, thanks to its zero-KYC policy. With MEXC, you’ll have to complete your KYC verification before getting on board.
2. MEXC – Best for Full-on Trading
Pros and Cons of MEXC
Pros
Cons
With quick order executions, liquidity from over 12 providers, and low fees, Margex is another top option for buying crypto. The platform currently boasts over 180,000 daily trades with over 500,000 users. It is available on iOS and Android, just like Best Wallet. Regarding features, Margex has a copy trading feature to rival that of MEXC, but there’s more to it. You can go to the leaderboard of over 100 pro traders and pick the top traders yourself. For questions about copy trading, the help center is there to put you through. Margex supports the trading of perpetual futures with up to 100x leverage. It also offers live demos for beginners where you can experience the entire UI without signing up. We recommend using that feature first if you’re just getting started in crypto trading. You can also stake tokens in Margex to earn passive rewards. However, unlike Best Wallet, Margex does not feature a stake aggregator for multi-chain staking. The main trading interface offers advanced charts, technical indicators, active orders, position history, order history, and the order book. Live prices are available for each asset or their trading pairs, but it gets even better. You can request a crypto asset if you don’t find it on the default asset list. For an even better trading experience, Margex offers price alerts. This feature will notify you when the prices of your assets of interest change. As for learning how to buy crypto with Apple Pay, Margex has an intuitive interface for that. Simply select Apple Pay when you are about to make a payment. Other supported payment options you can try include Visa, Mastercard, and bank transfers. These payment options are supported not only in the exchange but also in the wallet.
3. Margex – Trade Perpetual Futures with up to 100x Leverage
Pros and Cons of Margex
Pros
Cons
BIoFin supports crypto purchases through Simplex and Alchemy. With these third-party providers, BIoFin allows you to buy crypto with Apple Pay, credit cards, debit cards, and bank transfers. Users in Europe can use SEPA bank transfers (Single Europe Payments Area). For protection, BIoFin offers Fireblock’s security and Chainalysis’s real-time monitoring. These provide protection while you focus on derivatives trading, a core feature on the BIoFin platform. Under derivatives trading at BIoFin, you can enjoy spot and copy trading. Opportunities are available for earnings, and you can even get API access as well. BIoFin offers an extensive trading market with real-time price movements and hundreds of trading pairs. It also offers a signal bot you can use to trade futures automatically. The signal bot will make the trades based on signals received from TradingView. There’s also a TWAP feature to split large orders, place orders at a scheduled time, or reduce slippage. For new users learning how to buy crypto with Apple Pay, note that you’ll have to provide authorization for your Apple Pay first. That said, BIoFin provides other trading tools, like trading indicators, order books, and trading history. You will also get advanced charts to monitor price movements and make your trade decisions. For the copy trading feature, you’ll find traders with the highest return on investments, the most prudent, those with the highest Copiers’ PnL, and the new upcoming traders. Pick any one and copy their trade by clicking “Copy.” Like the platforms mentioned earlier, BIoFin offers passive earning opportunities. Again, Best Wallet stands out with its staking aggregator.
4. BIoFin – Trade with Bots
Pros and Cons of BIoFin
Pros
Cons
OKX stands out from the rest of the platforms on this list. That is because it is both a centralized and decentralized exchange. Thankfully, you can buy Crypto with Apple Pay on both exchanges, but there’s a caveat. Unlike Best Wallet, which allows you to buy without KYC, OKX requires KYC. But beyond that, the platform offers lower fees, quick transactions, and powerful APIs. Even so, OKX offers many more features beyond being just an exchange. You can explore the OKX NFT marketplace, trade NFTs, swap crypto assets on the DEX, and store your assets in the in-house wallet. Even better, OKX will guide you as you explore the marketplace. As for the marketplace itself, you can search for NFTs and browse through Ordinals, Atomicals, Fractals, and Cat 20. The OKX DEX supports dozens of networks, including Ethereum, Solana, TON, TRON, BASE, and BNB Chain. You will also get a special focus on meme pumps, with the option to add alerts to specific assets. Besides trading, OKX offers the option of converting cryptocurrencies with zero trading fees and zero slippage. Simply go to the converter, pick your cryptos, and make the transaction. Another prominent feature on OKX is the crypto calculator. This feature displays the real-time exchange rates for cryptocurrencies against fiat. It supports over 100 cryptocurrencies. Even better, you can convert from fiat to crypto as well.
5. OKX – Centralized and Decentralized Exchange on One Platform
Pros and Cons of OKX
Pros
Cons
Binance is currently the largest crypto exchange in terms of daily trading volume. It is a secure platform where you can buy and sell cryptocurrencies. It also offers free Bitcoin trading on select pairs, but there’s more. You can buy crypto vouchers with Apple Pay on Binance through Binance gift cards. The gift cards can be redeemed for cryptocurrencies like Bitcoin and Ethereum or used for crypto transfers, deposits, and withdrawals. Binance also offers fee vouchers that can be used to offset fees when buying crypto on its platform. Simply go to the “My Vouchers” section to view all your active vouchers. As for payments, Apple Pay is not the only option you can use. Binance supports bank transfers as well. You can use that for deposits and withdrawals. Spot trading is another notable feature on Binance. This section gives you a full trading experience, complete with real-time price updates, trading indicators, order history, etc. You also get TradingView on it directly. Binance is not just for trading or converting cryptocurrencies. You can also stake your assets for extra rewards. The rates here are up to 13.50%. As for cryptocurrencies you can trade, Binance supports Ethereum, Solana, Cardano, VeChain, Tezos, Oasis Network, and many more.
6. Binance – Accepts Crypto Vouchers
Pros and Cons of Binance
Pros
Cons
Regarding stats, Bybit stands tall among cryptocurrency exchanges. The platform boasts over 66 million users, a presence in 160 countries, and 1,771 cryptocurrencies listed. The 24H trading volume is well over $50 billion. Bybit is available on mobile through its native apps. You can as well get its APIs to connect with your platform if you are a developer. However, if you hope to buy crypto with Apple Pay no KYC, then Bybit is not for you. The platform requires identity verification before you can use its features. You’ll have to verify as soon as you open an account. For features, Bybit operates both as an exchange and as a Web3 platform. The exchange brings even more possibilities through copy trading, trading bots, tradeGPT, and Bybit Earn. TradeGPT brings AI-driven data analysis and market news. It functions as a personal investment assistant, offering chat capabilities and daily picks for trades. However, note that the AI bot is based on the GPT-3.5 model, and its responses are not endorsed or affiliated with Bybit. As for the trading bot, Bybit allows you to customize the bot to your taste. Simply answer a few questions to create your bot. You can also compare yours with others. The bot even offers the ability to backtest recommendations.
7. Bybit – Build Your Own Trading Bot
Pros and Cons of Bybit
Pros
Cons
KCEX may not have the same user base as Binance or exclusive and customizable trading bots like Bybit. However, the platform stands out for its altcoin futures trading. Even better, it does so with low trading fees. The KCEX markets allow you to pick spots or futures. You can also sort through meme coins, AI tokens, and different blockchains. For those asking, “Where can I buy crypto with Apple Pay without KYC?” KCEX is another noteworthy choice. Unlike Best Wallet, KCEX offers a complete trading experience, with tools to gauge market sentiment and view liquidation data in real time. KCEX does fall behind Best Wallet and other prominent cryptocurrency exchanges in terms of digital asset support. The platform supports a little over 85 cryptocurrencies. While that isn’t much, you’ll still get the major ones like BTC, XRP, ETH, LTC, and BCH. For futures trading, you can do that with leverage. KCEX will also provide indicators, detailed and advanced charts, and drawing tools. Most importantly, you can access TradingView charts directly on the platform. Once you’re in for a trade, the high liquidity will put you through in no time.
8. KCEX – Best for Altcoin Futures Trading
Pros and Cons of KCEX
Pros
Cons
PrimeXBT has been in operation since 2018. The platform has become the go-to option for crypto CFDs throughout this period. There are over 100 of them, but you can also trade forex CFDs. The pips for CFD trading begin at 0.1. In addition, PrimeXBT promises a cost-efficient trading experience through low fees and high leverage. With PrimeXBT, you can trade using its web trader or download MetaTrader 5 on your mobile device to trade anywhere. Both offer extensive price charts to track every crypto asset and robust trading tools, including indicators. Other products in PrimeXBT’s ecosystem are crypto futures trading, copy trading, and the option to buy and sell cryptocurrencies directly. For the latter, you can do that with your Visa or Mastercard. Another way is to add the card to your Apple Pay for a more secure transaction. Besides buying and selling cryptocurrencies, you can also swap tokens. This process can be done instantly from your account. PrimeXBT offers the PrimeXBT Wallet to store your cryptocurrencies. However, this wallet is custodial and, as such, requires KYC.
9. PrimeXBT – Top Choice for Crypto CFDs
Pros and Cons of PrimeXBT
Pros
Cons
If you are learning how to buy crypto with Apple Pay while interested in grid trading, then BingX is for you. The platform supports third-party payments like Apple Pay and Google Pay. However, all that will come after your KYC verification. For grid trading, BingX offers a robust system of futures grid, spot grid, and spot infinity grid. The platform serves over 200 users on its spot and spot infinity grids, while the futures grid has over 130k followers. As of this writing, the total investments on all three are over 200k USDT. The futures grid offers tap leverage to amplify margins and profits. Turn to the spot infinity grid, and you’ll get non-stop arbitrage with no upper limits. You can get all these on the web platform or download the mobile app for better mobility. Besides grid trading, BingX packs a few other services worth mentioning. These include the P2P Merchant platform, signal trading, price analyzer, and TradingView integration. The P2P Merchant app is where you can list P2P ads for free and earn fiat-crypto transactions. Note that you’ll have to complete the KYC verification before you can list your P2P ads.
10. BingX – Best for Grid Trading
Pros and Cons of BingX
Pros
Cons
With KuCoin, you’ll get coin-margined contracts, leveraged tokens, and futures perks. These are all part of the derivatives available for the users. When it comes to actual trading, KuCoin offers spot trading, market trading, pre-market trading, API services, and a converter. You will also get a trading bot in the pro model. The bot allows you to automate your trades. KuCoin allows you to buy crypto instantly using credit cards or Apple Pay. You can deposit fiat instantly through bank transfers or use third-party services like Simplex and BTC Direct. Like the rest of the exchanges on this list, KuCoin offers secure encrypted storage for your cryptocurrencies. However, note that the wallet is not self-custodial.
11. KuCoin – Top Choice for Coin-margined Contracts
Pros and Cons for KuCoin
Pros
Cons
Top Exchanges to Buy Crypto with Apple Pay – Comparison
When it comes to deposits and withdrawals, most cryptocurrency wallets and exchanges process them without charges. What we recommend looking out for are the trading fees.
You should also consider exchanges that offer Web3 wallets, although Best Wallet is our top choice for cryptocurrency storage. With that said, here’s how our top exchanges to buy crypto with Apple Pay compare:
Exchange
Spot Fees (Maker/Taker)
Futures Fees (Maker/Taker)
Key Features
Best Wallet
N/A
N/A
MEXC
Margex
Spot fees depend on the trading value
BioFin Exchange
0.1% for makers and takers
OKX
Varies
Binance
Bybit
The fees vary based on products
KCEX
0% for all trades
PrimeXBT
Does not support spot trading
BingX
KuCoin
Floating fee rates
Buying Crypto with Apple Pay – Advantages & Disadvantages
Learning how to buy crypto with Apple Pay is straightforward. The bulk of the work lies in setting up your Apple Pay with a card or funding your Apple Wallet. Both are equally straightforward.
While Apple Pay offers simplicity as one of its primary advantages, it also has its shortcomings. One of the most prominent disadvantages of using Apple Pay is the potential for higher processing charges compared to other payment methods. That includes paying directly with the card, which may also be cheaper.
The current penetration rate for Apple Pay in the U.S. is encouraging. As of this writing, 85% of U.S. retailers accept the payment option. The payment service also boasts of processing 14.2% of all online consumer payments. When compared to other services, that increases the likelihood of finding cryptocurrency platforms that accept it.
That said, the table below shows the advantages and disadvantages of buying crypto:
Advantages
Disadvantages
Buying Bitcoin with Apple Pay Vs. PayPal Vs. Credit Card
All three options are efficient and secure payment options when buying crypto on wallets or exchanges. However, the differences become noticeable as you use specific ecosystems. For example, iPhone and macOS users will have more seamless transactions with Apple Pay than with PayPal or a credit card.
Here are the key areas where Apple Pay differs from PayPal and credit cards:
- Transaction speed: Apple Pay offers instant processing for all payments, the same as PayPal and credit cards. However, PayPal and credit cards typically process withdrawals in one to three days.
- Fees: Apple Pay has zero processing fees. However, you’ll have to pay at least 1.5% if you use Apple Cash for instant transfers. PayPal and credit cards may charge up to 6% when you use them for transactions.
- Availability: Credit cards lead the way in this regard, as they have integrations with more exchanges and crypto platforms than the others. The next is PayPal, with Apple Pay coming last. Apple Pay comes last because it is only available on Apple devices.
- Security: With Apple Pay, you can keep your card details hidden and even add biometric authentication when making payments. PayPal also offers buyer protection, the same as credit cards. However, you should know that credit cards are more prone to fraud and chargebacks.
For iPhone, iPad, and macOS users, Apple Pay is the clear choice when buying cryptocurrencies online.
How to Buy Crypto with Apple Pay – Conclusion
For those asking, “Can I buy crypto with Apple Pay?” the answer is yes. You can not only do so, but you can also buy crypto without KYC. For that, we recommend Best Wallet, as it allows users to onboard without the need for verification. You will also get access to various dApps to expand your trading capabilities.
For a complete trading experience, crypto exchanges are the better choice over wallets. With them, you’ll get advanced trading charts, indicators, drawing tools, integration with TradingView, leverage, and many more features.