Passionate about innovating credit for consumers. A leader with experience in P&L ownership, Credit scoring, Product development, Comparison/aggregation and e-commerce services. Delivering great products, through highly driven and motivated product, technology and commercial teams within the online, aggregator and financial services sector. Also early Blockchain, Bitcoin and ICO advocate, advisor & investor: EOS, OMG, Ethereum, Quantstamp, Monzo, Bux