Stephen founded his career in education specializing in Information Technology Computing. After more than four decades of he has chosen to focus on bringing more equitable solutions to the banking and financial services industry. Having serviced well over a 100 corporations, relationship integrity, software architecture, cross-border functionality and team management are a specialty. His leadership has realized significant innovations in quality systems, new products and robust multi-pointed strategy. Positioning for a global transition to mutualisation and seeks to be at the forefront of advancements and transformational change, in the financial services and peer to peer finance industry. Stephen encourages contact from like minded thinkers, wishing to impact the collective commercial conscience.