Salvador Casquero is a Senior Industrial Engineer by ICAI. Since the word was coined his CV was reduced to this new word: fintech. He combines extensive experience in the financial sector and in-depth knowledge of new technologies. He began his working life in the technological department of JPMorgan, jumping shortly afterwards to the bank. It has combined and interspersed the financial knowledge acquired in leading banking entities such as BBVA, La Caixa and Banco Sabadell with new technological competences acquired in companies in the sector such as Eresmás or Wanadoo and in skills learned in their continuous exploration and testing of new technologies such as blockchain, artificial intelligence, predictive and coincidence algorithms, machine learning, internet of things, big data tools or natural language processing tools. He is Professor of Innovation and Financial Technology of the Direct Banking Program of the IEB.