The smart mortgage from VITA was an idea I had a few years back and after careful consideration I released the token. My background is within banking and cryptocurrency. I have a full understanding how banks offer mortgages and how hard this can be for anyone trying to buy their first home. This is where the idea for VITA comes in. Over the years its become increasing harder to buy a home and this is what I wanted to change. My background helps over come a lot of this and we know that from market research VITA can become and amazing company with the help of its investors.