25+ years experience running development & design teams building web & mobile platform solutions for global enterprise clients. Founded six startups. Expertise in Mobile and Cloud-based back-ends, including working with teams on Machine Learning (ML) and Artificial Intelligence (AI). More recently on projects involving solution design for DLT (Blockchain) mainly on Stellar protocol and crypto-economics and tokenization. Founder of a Cloud-based Contextual Commerce platform called RainCheck which is based on the Stellar DLT open-protocol.