{"id":6430,"date":"2025-10-01T12:16:18","date_gmt":"2025-10-01T12:16:18","guid":{"rendered":"https:\/\/icobench.com\/kr\/?p=6430"},"modified":"2025-10-01T12:16:18","modified_gmt":"2025-10-01T12:16:18","slug":"ripple-cto-david-schwartz-steps-down-after-13-years","status":"publish","type":"post","link":"https:\/\/icobench.com\/kr\/news\/ripple-cto-david-schwartz-steps-down-after-13-years\/","title":{"rendered":"\ub9ac\ud50c CTO \ub370\uc774\ube44\ub4dc \uc288\uc648\uce20, 13\ub144\uac04\uc758 \uc7ac\uc9c1 \ub05d\uc5d0 \uc0ac\uc784 \uacb0\uc815"},"content":{"rendered":"<p>\ub9ac\ud50c\uc758 \ucd5c\uace0 \uae30\uc220 \ucc45\uc784\uc790(CTO) \ub370\uc774\ube44\ud2b8 \uc288\uc648\uce20(David Schwartz)\uac00 13\ub144\uac04 \uc7ac\uc9c1\ud55c \uc9c1\ubb34\ub97c \uc62c\ud574 \ub9d0 \ub0b4\ub824\ub193\ub294\ub2e4.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">As happens in one\u2019s life, I\u2019ve been taking stock of my last 40 years. It\u2019s been a wild ride. I\u2019ve gone from consulting for the NSA to watching the early stages of Bitcoin. Then, I met Arthur, Jed, and Chris and worked on coding the XRP Ledger. Now, I\u2019ve spent more than 13 years\u2026<\/p>\n<p>\u2014 David 'JoelKatz' Schwartz (@JoelKatz) <a href=\"https:\/\/twitter.com\/JoelKatz\/status\/1973094940646449169?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">September 30, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>\uc288\uc648\uce20\ub294 X \ud3ec\uc2a4\ud305\uc744 \ud1b5\ud574 \u2018\uc774\uc81c \ub9ac\ud50c CTO\ub85c\uc368 \ub9e4\uc77c \uc84c\ub358 \ucc45\uc784\uc744 \ub0b4\ub824\ub193\uc744 \ub54c\uac00 \ub410\ub2e4\u2019\uba70 \u2018\uc790\ub140\uc640 \uc190\uc790\ub4e4\uacfc \ub354 \ub9ce\uc740 \uc2dc\uac04\uc744 \ubcf4\ub0b4\uace0 \uc7a0\uae50 \ubbf8\ub904\ub450\uc5c8\ub358 \ucde8\ubbf8\ub97c \ub2e4\uc2dc \uc2dc\uc791\ud560 \uc0dd\uac01\uc5d0 \uae30\ub300\ub41c\ub2e4\u2019\uba70 \uc18c\uac10\uc744 \ubc1d\ud614\ub2e4.<\/p>\n<p>\uc288\uc648\uce20\ub294 2018\ub144 7\uc6d4, \uc2a4\ud14c\ud310 \ud1a0\ub9c8\uc2a4(Stephan Thomas)\uc640 \ub9ac\ud50c \uacf5\ub3d9 \ucc3d\ub9bd\uc790\uc778 \uc81c\ub4dc \ub9e5\ucf00\uc77c\ub7fd(Jed McCaleb)\uc758 \ub4a4\ub97c \uc774\uc5b4 CTO\ub85c \uc784\uba85\ub418\uc5c8\ub2e4. \uc554\ud638\ud654\ud3d0 \uc138\uacc4\uc5d0\uc11c\ub294\u00a0<strong>\u2018JoelKatz\u2019<\/strong>\ub77c\ub294 \uc774\ub984\uc73c\ub85c \uc54c\ub824\uc9c4 \uadf8\ub294 <strong>XRP \ub808\uc800(XRPL)<\/strong>\uc758 \ucd08\uae30 \uc124\uacc4\uc790 \uc911 \ud55c \uba85\uc774\uba70 \ube14\ub85d\uccb4\uc778 \ud601\uc2e0\uc744 \uc774\ub048 \uc8fc\uc694 \uc778\ubb3c\uc774\ub2e4.<\/p>\n<p>\uc288\uc648\uce20\ub294 \u2018NSA \ucee8\uc124\ud134\ud2b8\ub85c\uc368 \ucd08\ucc3d\uae30\ubd80\ud130 \ube44\ud2b8\ucf54\uc778\uc744 \ub2e4\ub8e8\uace0 \uc544\uc11c, \uc81c\ub4dc, \ud06c\ub9ac\uc2a4\ub97c \ub9cc\ub0ac\uc73c\uba70 XRL \ub808\uc800 \ucf54\ub529\uc744 \ud55c \uc9c0\ub09c 40\ub144\uc740 \ub180\ub77c\uc6e0\ub2e4. \ub9ac\ud50c\uc5d0\uc11c\uc758 13\ub144\uc740 \ub0b4 \uc778\uc0dd \ucd5c\uace0\uc758 \uc601\uad11 \uc911 \ud558\ub098\uc600\ub2e4\u2019\uace0 \ucee4\ub9ac\uc5b4\uc5d0 \ub300\ud574 \ud68c\uace0\ud588\ub2e4.<\/p>\n<p><strong>\ud568\uaed8 \ubcf4\uae30: <\/strong><a href=\"https:\/\/icobench.com\/kr\/cryptocurrency\/new-binance-listings\/\" rel=\"\">2025\ub144 \ubc14\uc774\ub0b8\uc2a4 \uc0c1\uc7a5 \uc608\uc815 \ucf54\uc778: \ubc14\uc774\ub0b8\uc2a4 \uc0c1\uc7a5\uc744 \uc55e\ub454 \uc2e0\uaddc \ucf54\uc778\uc740?<\/a><\/p>\n<h2><span id=\"_xrpl\">\ub9ac\ud50c, XRPL\uacfc\uc758 \uc5f0\uacb0\uc740 \uc9c0\uc18d\ub420 \uac83<\/span><\/h2>\n<p>\uc288\uc648\uce20\ub294 CTO \uc9c1\ucc45\uc5d0\uc11c \uc0ac\uc784\ud588\uc9c0\ub9cc\u00a0<strong>\ub9ac\ud50c \uc774\uc0ac\ud68c<\/strong>\uc5d0 \ud569\ub958\ud558\uace0\u00a0<strong>\uba85\uc608 \ucd5c\uace0 \uae30\uc220\uc790\u00a0<\/strong>\uc9c1\ucc45\uc744 \ubc1b\uc544 \ub9ac\ud50c\uc774 \uae00\ub85c\ubc8c \uaddc\uc81c \ud658\uacbd\uc5d0 \ub300\uc751\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \uc5f0\uc18d\uc131\uc744 \ubcf4\uc7a5\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n<p>\uadf8\ub294 XRPL \ucee4\ubba4\ub2c8\ud2f0\ub97c \ub5a0\ub098\uc9c0 \uc54a\uace0 \uc790\uc2e0\uc758 XRPL \ub178\ub4dc \uc791\uc5c5\uc744 \uc9c0\uc18d\ud560 \uac83\uc774\uba70\u00a0<strong>\ub9ac\ud50c\uc5d0 \uc9d1\uc911\ud558\uc9c0 \uc54a\ub294 <a href=\"https:\/\/icobench.com\/kr\/news\/xrp-price-prediction-shock-hidden-signal-could-trigger-explosive-37-rally-to-4-00\/\" rel=\"\">XRP<\/a> \uc0ac\uc6a9 \uc0ac\ub840<\/strong>\ub97c \ud0d0\uad6c\ud560 \uac83\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4.<\/p>\n<p>\uc288\uc648\uce20\ub294 \u2018\ucf54\ub4dc\ub97c \uc791\uc131\ud558\uace0 \uac1c\ubc1c\uc790\ub4e4\uacfc \uc18c\ud1b5\ud558\ub294 \uac83\uc740 \ud56d\uc0c1 \uc990\uac81\ub2e4. \uc544\uc9c1 \uc774 \uc601\uc5ed\uc5d0\uc11c \ud560 \uc77c\uc774 \ub9ce\ub2e4\u2019\uace0 \ub367\ubd99\uc600\ub2e4.<\/p>\n<p><strong>\ud568\uaed8 \ubcf4\uae30: <\/strong><a href=\"https:\/\/icobench.com\/kr\/cryptocurrency\/pi-coin-price-prediction\/\" rel=\"\">\ud654\uc81c\uc758 \uc911\uc2ec, \ud30c\uc774\ucf54\uc778 2025\ub144-2030\ub144 \uac00\uaca9 \uc804\ub9dd | \ud30c\uc774\ucf54\uc778 \uc2dc\uc138, \uc5c5\ube44\ud2b8 \uc0c1\uc7a5 \uac00\ub2a5\uc131\uc740?<\/a><\/p>\n<h2><span id=\"i\">\ube0c\ub798\ub4dc \uac08\ub9c1\ud558\uc6b0\uc2a4, \uc288\uc648\uce20\uc758 \ub808\uac70\uc2dc \uc874\uacbd\ud55c\ub2e4 \ub9d0\ud574<\/span><\/h2>\n<p>\ub9ac\ud50c CEO \ube0c\ub798\ub4dc \uac08\ub9c1\ud558\uc6b0\uc2a4\ub294 \uc288\uc648\uce20\ub97c \u2018\uac00\uc7a5 \ub611\ub611\ud558\uace0 \uc7ac\ubc0c\ub294 \uc0ac\ub78c\u2019\uc774\ub77c\uba70 \ub530\ub77c\uac08 \uc218 \uc5c6\ub294 \ube44\uc804\uc744 \uac00\uc9c4 \u2018\uc554\ud638\ud654\ud3d0\uc758 \uc9c4\uc815\ud55c OG\u2019\ub77c\uace0 \ubb18\uc0ac\ud588\ub2e4.\u00a0<strong>\ubaa8\ub2c8\uce74 \ub871<\/strong>(Monica Long) \ud68c\uc7a5\uc740 \uc288\uc648\uce20\ub97c \uce6d\ucc2c\ud558\uba70 \ub9ac\ud50c\uc758 \uac15\ub825\ud55c \ucee4\ubba4\ub2c8\ud2f0\ub294 \u2018\uc288\uc648\uce20\uc758 \ucc3d\uc758\uc131, \ud1b5\ud569\uc131, \uc720\uba38, \uacb8\uc190\ud568\uc774 \uc5c6\uc5c8\ub2e4\uba74 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc558\uc744 \uac83\u2019\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p>\ub370\uc774\ube44\ub4dc \uc288\uc648\uce20\ub294 \ub9ac\ube14\uc5d0 \ud569\ub958\ud558\uae30 \uc804\u00a0<strong>NSA<\/strong>\uc758 \ucee8\uc124\ud134\ub4dc\ub85c\uc368\u00a0<strong>\ucd08\ucc3d\uae30 \ube44\ud2b8\ucf54\uc778 \uac1c\ubc1c<\/strong>\uc5d0 \uae30\uc5ec\ud588\uc73c\uba70 \uc544\uc11c \ube0c\ub9ac\ud1a0(Arthur Britto)\uc640 \ud06c\ub9ac\uc2a4 \ub77c\uc2a8(Chris Larsen)\uacfc \ud568\uaed8 XRPL\uc744 \uc124\ub9bd\ud588\ub2e4.<\/p>\n<p>\uadf8\uc758 \uc0ac\uc784\uc740 \ub9ac\ud50c\uc758 \ud55c \uc2dc\ub300\uac00 \ub9c9\uc744 \ub0b4\ub838\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud55c\ub2e4. \ud558\uc9c0\ub9cc \uc288\uc648\uce20\ub294 \uc774\uc0ac\ud68c\uc758 \uc77c\uc6d0\uc73c\ub85c\uc368, \ub610\ud55c XRPL\uc758 \uc801\uadf9\uc801\uc778 \uae30\uc5ec\uc790\ub85c\uc368 \uc554\ud638\ud654\ud3d0 \uc5c5\uacc4\uc5d0 \uac15\ub825\ud55c \uc601\ud5a5\ub825\uc744 \ud589\uc0ac\ud560 \uac83\uc774\ub2e4.<\/p>\n<p>\uc288\uc648\uce20\uac00 \uc0ac\uc784\ud55c \ub9ac\ud50c \uc804\ub9dd\uc740 \uc5b4\ub5bb\uac8c \ub420\uae4c? \ucd5c\uc2e0 \ub9ac\ud50c \uc804\ub9dd\uc774 \uad81\uae08\ud558\ub2e4\uba74 \uc544\ub798 \ubc84\ud2bc\uc744 \ub20c\ub7ec XRP \uc804\ub9dd\uc744 \ud655\uc778\ud574 \ubcf4\uc790.<\/p>\n<p><span style=\"font-weight: 400\"><div class=\"su-button-center\"><a href=\"https:\/\/icobench.com\/kr\/cryptocurrency\/ripple-xrp-price-prediction\/\" class=\"su-button su-button-style-flat\" style=\"color:#FFFFFF;background-color:#F69422;border-color:#c5771c;border-radius:10px\" target=\"__new\" rel=\"\"><span style=\"color:#FFFFFF;padding:0px 26px;font-size:20px;line-height:40px;border-color:#f9b565;border-radius:10px;text-shadow:none\"> \ub9ac\ud50c \uc804\ub9dd \ud655\uc778\ud558\uae30<\/span><\/a><\/div><\/span><\/p>\n<p><strong>\ud568\uaed8 \ubcf4\uae30: <\/strong><a href=\"https:\/\/icobench.com\/kr\/news\/live-xrp-news-legal-clarity-etf-anticipation-price-rebound\/\" rel=\"\">[\uc2e4\uc2dc\uac04 \ub9ac\ud50c \ub274\uc2a4] XRP, \ubc95\uc801 \ubd88\ud655\uc2e4\uc131 \ud574\uc18c\uc640 ETF \uae30\ub300\uac10 \uc18d \ubc18\ub4f1 \uc2e0\ud638<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub9ac\ud50c\uc758 \ucd5c\uace0 \uae30\uc220 \ucc45\uc784\uc790(CTO) \ub370\uc774\ube44\ud2b8 \uc288\uc648\uce20(David Schwartz)\uac00 13\ub144\uac04 \uc7ac\uc9c1\ud55c \uc9c1\ubb34\ub97c \uc62c\ud574 \ub9d0 \ub0b4\ub824\ub193\ub294\ub2e4. As happens in one\u2019s life, I\u2019ve&#8230;<\/p>\n","protected":false},"author":50,"featured_media":6433,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-6430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoins","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\ub9ac\ud50c CTO \ub370\uc774\ube44\ub4dc \uc288\uc648\uce20, 13\ub144\uac04\uc758 \uc7ac\uc9c1 \ub05d\uc5d0 \uc0ac\uc784 \uacb0\uc815<\/title>\n<meta name=\"description\" content=\"\ub9ac\ud50c\uc758 \ucd5c\uace0 \uae30\uc220 \ucc45\uc784\uc790(CTO) \ub370\uc774\ube44\ud2b8 \uc288\uc648\uce20\uac00 13\ub144\uac04 \uc7ac\uc9c1\ud55c \uc9c1\ubb34\ub97c \uc62c\ud574 \ub9d0 \ub0b4\ub824\ub193\ub294\ub2e4. \uc288\uc648\uce20\ub294 2018\ub144 7\uc6d4, \uc2a4\ud14c\ud310 \ud1a0\ub9c8\uc640 \ub9ac\ud50c \uacf5\ub3d9 \ucc3d\ub9bd\uc790\uc778 \uc81c\ub4dc \ub9e5\ucf00\uc77c\uc758 \ub4a4\ub97c \uc774\uc5b4 CTO\ub85c \uc784\uba85\ub418\uc5c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/icobench.com\/kr\/news\/ripple-cto-david-schwartz-steps-down-after-13-years\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ub9ac\ud50c CTO \ub370\uc774\ube44\ub4dc \uc288\uc648\uce20, 13\ub144\uac04\uc758 \uc7ac\uc9c1 \ub05d\uc5d0 \uc0ac\uc784 \uacb0\uc815\" \/>\n<meta property=\"og:description\" content=\"\ub9ac\ud50c\uc758 \ucd5c\uace0 \uae30\uc220 \ucc45\uc784\uc790(CTO) \ub370\uc774\ube44\ud2b8 \uc288\uc648\uce20\uac00 13\ub144\uac04 \uc7ac\uc9c1\ud55c \uc9c1\ubb34\ub97c \uc62c\ud574 \ub9d0 \ub0b4\ub824\ub193\ub294\ub2e4. \uc288\uc648\uce20\ub294 2018\ub144 7\uc6d4, \uc2a4\ud14c\ud310 \ud1a0\ub9c8\uc640 \ub9ac\ud50c \uacf5\ub3d9 \ucc3d\ub9bd\uc790\uc778 \uc81c\ub4dc \ub9e5\ucf00\uc77c\uc758 \ub4a4\ub97c \uc774\uc5b4 CTO\ub85c \uc784\uba85\ub418\uc5c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/icobench.com\/kr\/news\/ripple-cto-david-schwartz-steps-down-after-13-years\/\" \/>\n<meta property=\"og:site_name\" content=\"KR\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-01T12:16:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/icobench.com\/kr\/wp-content\/uploads\/sites\/3\/2025\/10\/ChatGPT-Image-Oct-1-2025-11_27_06-AM-min.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Minwoo Kim\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Minwoo Kim\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/icobench.com\/kr\/news\/ripple-cto-david-schwartz-steps-down-after-13-years\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/icobench.com\/kr\/news\/ripple-cto-david-schwartz-steps-down-after-13-years\/\"},\"author\":{\"name\":\"Minwoo Kim\",\"@id\":\"https:\/\/icobench.com\/kr\/#\/schema\/person\/73b816c1c0a44d572ece8c3a68aa8494\"},\"headline\":\"\ub9ac\ud50c CTO \ub370\uc774\ube44\ub4dc \uc288\uc648\uce20, 13\ub144\uac04\uc758 \uc7ac\uc9c1 \ub05d\uc5d0 \uc0ac\uc784 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\uc288\uc648\uce20, 13\ub144\uac04\uc758 \uc7ac\uc9c1 \ub05d\uc5d0 \uc0ac\uc784 \uacb0\uc815\",\"isPartOf\":{\"@id\":\"https:\/\/icobench.com\/kr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/icobench.com\/kr\/news\/ripple-cto-david-schwartz-steps-down-after-13-years\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/icobench.com\/kr\/news\/ripple-cto-david-schwartz-steps-down-after-13-years\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/icobench.com\/kr\/wp-content\/uploads\/sites\/3\/2025\/10\/ChatGPT-Image-Oct-1-2025-11_27_06-AM-min.png\",\"datePublished\":\"2025-10-01T12:16:18+00:00\",\"description\":\"\ub9ac\ud50c\uc758 \ucd5c\uace0 \uae30\uc220 \ucc45\uc784\uc790(CTO) \ub370\uc774\ube44\ud2b8 \uc288\uc648\uce20\uac00 13\ub144\uac04 \uc7ac\uc9c1\ud55c \uc9c1\ubb34\ub97c \uc62c\ud574 \ub9d0 \ub0b4\ub824\ub193\ub294\ub2e4. \uc288\uc648\uce20\ub294 2018\ub144 7\uc6d4, \uc2a4\ud14c\ud310 \ud1a0\ub9c8\uc640 \ub9ac\ud50c \uacf5\ub3d9 \ucc3d\ub9bd\uc790\uc778 \uc81c\ub4dc 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