George Myeongwook HahnICO team member replied on 9 Apr 2018
About ZPER
P2P Finance Alliance
Verified global P2P lending companies, information providers, and robo-advisors are part of the ZPER Alliance. The Alliance, which allows a variety of participants to freely interact and exchange values, provides a reasonable financial environment for borrowers and lenders.
All participants will be rewarded fairly for their contributions.|
Cross-border transactions
ZPER connects borrowers and lenders regardless of their countries' currency. Lenders reap higher returns, while borrowers receive loans at lower interest rates.
Risk Management by Robo-advisors
Internationally-recognized robo-advisor algorithms constitute the global investment portfolios. The algorithm is then used to lower investment risk and provide security via investment diversification.
Ratings
Nikolay Shkilev
Entrepreneur | CEO | ICO Advisor | Crypto enthusiast | Blockchain expert | Public speaker | Mentor
Rated on Apr 11, 2018
Rated on Apr 11, 2018
3
4
3
3%
This rating's weight is reduced by 50% as there is no review added.
Vladimir Nikitin
ICO ADVISOR | CONSULTING | EXCHANGES Listing
Rated on Apr 6, 2018
Rated on Apr 6, 2018
4
3
3
3%
This rating's weight is reduced by 50% as there is no review added.
Nathan Christian
Blockchain Technology Consultant
Rated on Apr 5, 2018
Rated on Apr 5, 2018
4
4
3
3%
This rating's weight is reduced by 50% as there is no review added.
Douglas Lyons
Success Coach to Blockchain Startup Project Teams.
Rated on Apr 7, 2018
Rated on Apr 7, 2018
1
1
1
7%
Most team members do not have social profiles. Those that do have very few connections.
Nice idea but doesnt have any chance of success as far as I can see.
I do not believe this to be a good investment.
Be very Careful... this project does not appear to be entirely legit. 5 members with the same last name Shin??
Agree
2 people agree
Jason Hung
Serial Entrepreneur | Inventor | ICO advisor | China Market | Exchange
Rated on Apr 28, 2018
Rated on Apr 28, 2018
3
4
4
7%
I will recommend invite 1-2 famous ICO experts which may increase the attraction and impression of the project.
Since there are more than 1000 ICO ongoing or upcoming, a POC/MVP demo will also increase the confidence of investors. Cheers!
Agree
Daniil Morozov
Co-Founder Node, ICO&Business Advisor, Investor
Rated on Apr 10, 2018
Rated on Apr 10, 2018
4
5
5
6%
Actual product, but the team is very localized for an international project, many team members don’t have social profiles
Agree
1 person agree
Ilya Anikin
Business strategy, investment deals, investor relations
Rated on Apr 2, 2018
Rated on Apr 2, 2018
5
4
3
6%
A magnificent team composed of top managers of four working P2P platforms in Korea. But the main question is whether such a product as a loan in crypto-currencies will be in demand, given the volatility that exists on the market?
Why only ETH?
Agree
1 person agree
MelissaICO team member replied on 3 Apr 2018
Hello, we appreciate your review!
I hope I understood your question correctly. Just to clear things up, ZPER is not the agency that makes the loans. We are creating an alliance of already existing P2P companies through the blockchain network. ZPR is a medium to participate in our ecosystem.
As for the use of ETH, it is for the efficiency in token distribution while using Smart Contract. BTC does not allow for this efficiency.
I hope I understood your question correctly. Just to clear things up, ZPER is not the agency that makes the loans. We are creating an alliance of already existing P2P companies through the blockchain network. ZPR is a medium to participate in our ecosystem.
As for the use of ETH, it is for the efficiency in token distribution while using Smart Contract. BTC does not allow for this efficiency.
Mofassair Hossain
CEO and Founder Perhalic, ICO Advisor, Investor, PR and Marketing Expert
Rated on Apr 3, 2018
Rated on Apr 3, 2018
4
4
4
6%
Local team will suggest to take some international advisors .... otherwise everything is good .... would be a good one for ICO Industry looking forward how team can execute planning
Agree
3 people agree
MelissaICO team member replied on 6 Apr 2018
Thank you for your insight! We are doing our best to recruit just the right expert advisors into our advisory members. Please stay tuned for future developments of ZPER.
Graham Doggart
Blockchain Advisor and ICO Growth Consultant. Founder at Dynamic Abundance Advisory
Rated on Apr 29, 2018
Rated on Apr 29, 2018
3
5
3
6%
Like the idea, team needs some diversification.
Agree
Anatoly Bordyugov
ICO Expert and Investment Consultant
Rated on Apr 11, 2018
Rated on Apr 11, 2018
5
5
5
3%
This rating's weight is reduced by 50% as there is no review added.
P.B. Stanton Esq.
ICO Advisor | Securities & Banking law | Former US Marine JAG Officer
Rated on Apr 4, 2018
Rated on Apr 4, 2018
4
4
3
3%
This rating's weight is reduced by 50% as there is no review added.
Pankaj Gupta
ICO Adviser, Marketing Expert, Entrepreneur in mHealth, Renewable Energy, Blockchain, Retail Space
Rated on Apr 17, 2018
Rated on Apr 17, 2018
4
4
5
6%
EDIT 2: Going back to 4/4/5 as PR guy promised not to do this again and offer money for changing ratings.
EDIT 1 : Changing ratings from 4/4/5 to 1/1/1 as ZPER`s PR agency offered to pay ETH for improving the ratings. PR agency accepted that few experts (Won`t take names) gave ratings based on PR agency`s inputs.
++ Amazing team, members from working P2P platforms of Korea.
+- Leaders got nice experience and connections within loan industry. However, not all the members are listed on LinkedIn
-- International team members/ advisers could help with investment/ partnerships/ SM buzz
+- Interesting vision but existing projects got some early movers advantage
++ Existing functioning product and detailed whitepaper
Agree
David Drake
Managing Partner
Rated on Apr 25, 2018
Rated on Apr 25, 2018
3
4
3
3%
This rating's weight is reduced by 50% as there is no review added.
Purushotham Maralappa
ICO Adviser |Blockchain Community Manager | Business Analyst
Rated on Apr 9, 2018
Rated on Apr 9, 2018
3
3
3
3%
This rating's weight is reduced by 50% as there is no review added.
Vlad Skakun
Cryptocurrency Enthusiast | Senior Analyst at Midgard Ventures
Rated on Apr 15, 2018
Rated on Apr 15, 2018
4
2
2
3%
This rating's weight is reduced by 50% as there is no review added.
Phillip Nunn
Entrepreneur | CEO | ICO Advisor | Cryptocurrency Evangelist | Global Speaker | Blockchain Influencer
Rated on May 2, 2018
Rated on May 2, 2018
4
4
4
2%
This rating's weight is reduced by 50% as there is no review added.
Opinder Preet Singh
Founder(Blockslab & ZTips) | Smart Contract Development & Auditing | Blockchain Research | White-paper Development & Analysis | ICO Adviso
Rated on Apr 10, 2018
Rated on Apr 10, 2018
4
4
4
2%
This rating's weight is reduced by 50% as there is no review added.
Igor Salikov
"Love Is Forever When It's Written in the Blockchain"
Rated on May 9, 2018
Rated on May 9, 2018
4
4
4
2%
This rating's weight is reduced by 50% as there is no review added.
Peter Bergstrom
CEO BitBlock Ventures
Rated on Apr 6, 2018
Rated on Apr 6, 2018
4
4
4
2%
This rating's weight is reduced by 50% as there is no review added.
Anurag Rathore
Ico Advisor
Rated on Apr 30, 2018
Rated on Apr 30, 2018
4
4
4
2%
This rating's weight is reduced by 50% as there is no review added.
Stefan Jovanovic
Full-stack Engineer
Rated on Apr 15, 2018
Rated on Apr 15, 2018
5
5
5
2%
This rating's weight is reduced by 50% as there is no review added.
Benjamin Randall
Blockchain Advisor
Rated on Apr 19, 2018
Rated on Apr 19, 2018
4
3
3
2%
This rating's weight is reduced by 50% as there is no review added.
Gökhan Koçak
Blockchain enthusiast. Innovator. Leader. International investor. Options and Futures trader.
Rated on Apr 25, 2018
Rated on Apr 25, 2018
4
5
4
1%
This rating's weight is reduced by 50% as there is no review added.
Experts are independently and voluntarily contributing to the community. If no expert has rated the ICO, only ICO analyzer's results are used. Always research before investing as these ratings should not be taken as an investing guide of any kind.
Ratings and ICO analyzer results are being updated (re-calculated) every few hours.
Financial
Token info
Token
ZPR
Platform
Ethereum
Type
ERC20
Price in ICO
1 ZPR = 0.0000625 ETH
Bonus
| Type 1 | 30% |
| Type 2 | 20% |
| Early-bird crowdsale | 10% |
Tokens for sale
2,200,000,000
Investment info
Accepting
ETH
Distributed in ICO
50%
Soft cap
5 000 ETH
Hard cap
48 000 ETH
Raised
$23,211,600
Milestones
1
2015
Established P2P financial platform FUNDA.
2
2016
MIDRATE of P2P financial platform established. Olley established P2P financial platform. Financial products recommendation platform FINDA was established.
3
2017
FUNDA cumulative loan achieved 30M USD. MIDRATE cumulative loan achieved 10M USD. Olley cumulative loan achieved 10M USD.
4
Jul 2017
Initiate ZPER.
5
1Q 2018
White paper publication. Partnership with leading P2P financial companies and Robo-Advisor. Token Pre-Sale.
6
2Q 2018
Token Crowd Sale. Started development of ZPER platform SDK/API. Official Meet up. Launched ZPER wallet beta service.
7
3Q 2018
Listed on Exchange. PEROBO closed beta service. Official Meat up. Global partnership (3 countries).
8
4Q 2018
Launched ZPEROBO Official service. ZPER Open Market service bets test. Global partnership (5 countries).
9
1Q 2019
Opened ZPER Open Market Official service. ZPER Data Monetizer Beta Service. Expansion of overseas partnerships (10 countries).
10
2Q 2019
Opened ZPER Data Monetizer Service. Global partnership (15 participating countries).
11
3Q 2019
Expansion of global partnership (20 participating countries).