Zodiaq is a crypto-fiat platform for the implementation of settlement, guarantee and clearing operations. It includes a bank, an exchange, a hedge fund, and a payment operator (PSD2 compliant).The strong side is that our bank have a licence for operations both in fiat and crypto currencies, and a banking software that is ready and operational. The bank connected to SWIFT and have FATCA JIIN. Exchange and hedge fund software are developed and in a testing stage. On ICO we raise funds for further development and scaling.