Welltrado

Great use of blockchain technology, good team leading it too. Nice idea

Good team. not a new idea. working product, however I do not see the P2P lending platforms as a good investment.

The service right fit by leverage blockchain technology. Look forward to see a MVP

After a careful analysis can tell you that in spite of the team is good, the idea looks like a security token and not a decentralized p2p lending platform (at the moment is not decentralized, p2p), moreover, in agreement with the team that I represent, I also think wrong affirm that our team could be their customer, as after an argument with the core is not no agreement.

I can only evaluate the project for what it seems, a security token, therefore hardly can get into high-profile exchange.

I can easily demonstrate what I wrote and as an expert on icobench I can only suggest to be careful.

One of the hundreds of projects in the field of loans built using blockchain. And as usual we see a lot about the giant market, but almost nothing about competitors and about how this company will be different from previous ones.

Experienced team and advisory board .... but don't like this p2p investment loan idea .....

Well executed idea fulfilling a near future need.

+- Competitve core team and advisory board. I don't see enough Blockchain expertise/ technical people in the team. How do you build highly technical platform without tech team?
++ Vision isn't unique, I see other companies working on the similar problem
++ Existing Product, existing partners, existing customers, existing funding. All give huge credibility to the project

TEAM:

Disproportion between tech professionals and salesman is dangerous for the project strategy ad management. The goals may lean less to the best product development, but more to the aggressive sales and marketing.

Vision:

The Vision lacks a comprehensive legal analysis (or it wasn't disclosed properly). It is also weak on the financials and business planing, I didn't find sufficient information about either of those, so it makes the vision shortsighted.

Product;

The proposed products are definitely have a market demand. There is a reason, why the market is not saturated yet and many had failed with bringing those classes of assets to the market. I didn't find any substantial answer, why these approach will succeed where other's failed.

UPDATE 23.04.2018:

The rates updated accordingly to the recent crowd discoveries about the project misleading messaging to the public and some shady marketing tactics and some legal uncertainty about the token future status.

I'm following the discussion to see, if that's the case at all and will change my rates as a result of that discussion.

Would like to see mvp but concept is sound

1) Cannot find any github of this project
2) Who are developers? Or it is funding for idea, and you will hire developers in future?
3) You want to make loan platform and in one time p2p investments platform, may be start from one business? I understand you're position that all this stuff is related to each other

Strong team, The challenge that I have is that I am someone who sold 100% of his p2p notes to invest into crypto currency. I have to ask myself as an investor why would I sell crypto asset that could appreciate substantially in value for lending notes that will provide modest returns? The answer is for diversification and hedging. As an investor in the ICO you would need to weigh the fact that there are several competing platforms out there and this provides a potential improvement on those platforms, but not at an evolutionary scale. As a user of their product you need to ask is this better for me to commingle my crypto and p2p investments or do them separately, especially light of the complexity of dealing with crypto taxes. These are all rhetorical questions that need to be posed by the investors and users of the product when deciding if this is the best platform for them to invest. I am not passing judgement one way or another and I have to admire the team for undertaking such a complex project.

As a suggestion, the team could add more deep experience in production blockchain implementations but the Welltrado plan is spot on and can be achieved. Please share Github or code developments & more news and PR about Welltrado which is an interesting take on disruption.

P2P on the Blockchain is a huge market as this was the first financial services sector to be disrupted.
Competitive market and I think Welltrado could strengthen the team.

Nice concept though.

The business model looks OK, but the core decentralization involved in the project does not seems viable in the present context.Also Cross platform loan aggregation needs more technological innovations than currently discussed.

"Already operating" is the keyword you should be seeking in order to rate anything. 555 from me

I don't like p2p investment loan idea but the market demand is strong looking forward to see MVP!
Let's see in the next future how it will be implemented.

Not the newest or most revolutionary idea, but in general, this looks more like a security token to me.

Besides, I am not a huge fan of P2P lending platforms.

Not much of technology involved.
Pegging of multiple p2p lending platforms tokens to WTL and AI based rating algorithm.

Would be much effective if it provides a protocol for loan lending.

Strong Team.
Working Product/MVP in Welltrado.com
Huge market and opportunity and in P2P lending.
Clear usage of blockchain technology.

Good idea. Can go far if executed properly.

Great hedge against bitcoin fluctuations.

Very nice idea