Translate the page
Feel free to ask any questions, leave your comments, wishes and suggestions regarding the Google Translation at our Telegram Chat.
Like this video

Ratings Viva Network

A Private Mortgage Securitisation System

Viva is a crowdfunding and securities token platform for Mortgage-Backed Tokens, enabling a global peer-to-peer mortgage lending ecosystem. Viva’s Mortgage Platform and Tokenized Mortgage Exchange connect borrowers directly with lenders, while introducing liquidity, diversification, transparency and security to private mortgage investing, for the first time. Viva enables a free market to determine the rate of interest on a borrower’s mortgage loan and removes the need for banks and other financial intermediaries. By streamlining the process, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value. The failure of the banking system in 2008 yielded the world’s first ever cryptocurrency and began the process of decentralizing the power held by financial conglomerates. Viva intends to finish the job – by leaving the inefficient, centuries-old financing system where it truly belongs: in the past.

3.7
5 expert ratings
4.1
3.4
3.6
3.4
View rating distribution
~$636,511
value of tokens sold in ICO
Ended
Token
VIVA
Price in ICO
0.0059 USD
Country
Whitelist/KYC
KYC
Restricted areas
USA, China
ICO start
20th Jul 2018
ICO end
15th Nov 2018
More on ICO
Report

Ratings

Igor Karavaev
ico and sto advisor
Rated on May 13, 2018
Modified on Dec 5, 2018
3
3
3
15%

Strong numerous and dedicated team. The whipepaper needs more details about the legal environment. MVP available. Also their hardcap seems too big presently.

+2Agree
+2
Disagree
Report
Jeremy Khoo
Group CEO | Blockchain Entrepreneur | VeChain ICO Partner | Fund Partner | Exchange Founder | Singapore
Rated on Sep 1, 2018
4
4
4
15%

Good commercial project with a strong viability in the market. This has a strong blockchain use case. The ambition of what Viva is trying to achieve needs to be matched with flawless execution.

+4Agree
+3
-1Disagree
Report
Ong Jun Hao
Founder Of BlockConnectors.io (Top Blockchain Advisory Firm In Asia) | Consulted 20+ ICOs | Marketing Expert
Rated on Oct 2, 2018
4
4
4
15%

Interesting project and I think the business model makes sense. Would be exciting to see how they gain customers and have a go-to-market strategy. Team and advisors looks pretty strong as well.

+1Agree
0
-1Disagree
Report
Michael Williamson
Blockchain Consultant, MBA, LSSGB, Former USA Financial Advisor, Insurance Agent
Rated on May 19, 2018
3
3
3
12%

In my opinion, this seems like an attempt to break down barriers of a third party system which is interesting but I think it starts to reach in uncharted waters. Investing in mortgages can have huge risks, especially unique laws in all over the world. On page 18 it states that age is a criteria of of creditworthiness, to which I would disagree with. When speaking of investment accounts regardless of the country you live in is also concerning for me since there are multiple countries that have trade restrictions, and also regulations. I think this may be trying to take on to large of a task initially.
*Please see my profile for disclosures

+3Agree
+2
-1Disagree
Report
VAKEESAN MAHALINGAM
ICO Analyst|Content Writer|Trader| CFA Charterholder|Consultant
Rated on Jun 5, 2018
3
4
3
10%

The vision is great but there are tons of hurdles here that are not being accounted for.
what happens in the case of default, bankruptcy, liquidation events? How are these going to affect collateralized debt obligations, MBS and overall mortgage securitization which is a big market, selling collateralized debt by big institutions? I know you descrie the concept of the FMS, but this will not replace a huge CDO market.

The WP is sound, very well done and thoughtfully laid out which is great to see. I see a lot of projects with half-ass whitepapers
I see the main purpose of the VIva token as a security required by holders to receive cashflows from loans.

Very ambitious project, a lot of redtape to cut through that could stop progress at any point, especially with security regulators, real esate regulations, mortgage regulations, a lot to tackle

KYC passed which is great

Good luck with the project but i see it as highly risky for the early adoptive stages of blockchain technology. This may be a bit too early for its time in my opinion.



+1Agree
-1
-2Disagree
Report
Benchy
ICO analyzer bot
4.1
33%

Experts are independently and voluntarily contributing to the community. If no expert has rated the ICO, only ICO analyzer's results are used. Always research before investing as these ratings should not be taken as an investing guide of any kind.

Ratings and ICO analyzer results are being updated (re-calculated) every few hours.

Bookmark
ICO KYC Report
2 members invited
Nick Thomson
Passed
Paul Montero
Passed
KYC procedure verifies selected/specific team members only. It does not guarantee ICO success nor is a call for investment.
Missing or incorrect data? Let us know.

ICOs that might interest you

Temco

TEMCO is developing a supply chain platform on RSK Bitcoin blockchain. We connect isola...

Starts in 12 days 21 hours

Whisky Token

WHISKY TOKEN (WHY) stands for a disruptive new possibility in the crypto currency marke...

19 days 21 hours left

Volentix

Volentix is building a decentralized digital assets exchange connected with a secure mu...

51 days 21 hours left

Somesing

SOMESING is a social music service that incorporates blockchain technology so that prod...

Starts in 33 days 21 hours
Read the digest for the week #49Read the digest #49

Cookies help us deliver our services. By using our services, you agree to our use of cookies.

Learn more Got it