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Viva Network

P2P Mortgage Lending

Viva is a transformative financial technology that introduces globally scalable, peer to peer mortgage financing to the world. Viva’s Mortgage Platform and Tokenized Mortgage Exchange connect borrowers directly with lenders, while introduce liquidity, diversification, transparency and security to private mortgage investing, for the first time. Viva enables a free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value. The failure of the banking system in 2008 yielded the world’s first ever cryptocurrency and began the process of decentralizing the power held by financial conglomerates. Viva intends to finish the job – by leaving the inefficient, centuries-old financing system where it truly belongs: in the past.

4.2
5 4 expert ratings
Benchy 4.6
Experts
3.9
3.8
3.9
View rating distribution
21 hours left
2018-07-20 - 2018-09-23
Token
VIVA
Price
1 ETH = 35,714 VIVA
Bonus
Available
Bounty
MVP/Prototype
Platform
Accepting
ETH
Minimum investment
0.001 ETH
Hard cap
68,770 ETH
Country
Whitelist/KYC
KYC
Restricted areas
USA, China
More on ICO
Report

About Viva Network

Viva aims to revolutionize the antiquated mortgage lending industry by cutting out the middlemen and decentralizing the process, thereby applying a fundamentally more accessible and transparent approach to financing. We believe that Viva’s technology will increase the availability of credit for borrowers and for the first time allow non-institutional investors to participate in the consistent, asset-backed returns associated with mortgage investments, a product that has traditionally been reserved solely for large financial institutions.

Furthermore, by allowing the free market to dictate the risk and associated value of each mortgage - as opposed to a bank - we expect to see more fairly priced mortgages. The Viva platform will be leveraged by those in the developed and developing worlds alike, thereby enabling the world to take a large step toward geographical wealth equality - by breaking down the barriers and leaving both parties better off.

Viva’s mission is to disrupt the mortgage industry by allowing home buyers and sellers to set the terms themselves. Any individual, from any country in the world, will have access to credit financing for home loans via a decentralized, open market network on the Viva Platform.

Additionally, Viva’s function as an investment and savings platform accessible with just a mobile phone means all users of Viva will have access to credit financing, a savings and investment account, and standard blockchain-backed secure transaction services - regardless of what country they live in.

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ICO KYC Report
2 members invited
Nick Thomson
Passed
Paul Montero
Passed
KYC procedure verifies selected/specific team members only. It does not guarantee ICO success nor is a call for investment.
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