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Credible Network

Reinventing Credit Scoring

The PESA token is at the heart of the Credible Network: - All transactions across Credible take place in PESA - Merchants receive PESAs from 3rd parties for accessing their data - Merchants pay PESAs to Verifiers for verification services - Merchants can pledge PESAs as collateral for loans - Purchasers can Buy and Sell PESAs through SmartPesa CryptoATM - Customers can make payments in PESA for good and services.

2 1 expert rating
Benchy 3.9
View rating distribution
PreICO Price
1 PESA = 0.072 USD
1 PESA = 0.09 USD
Soft cap
5000000 USD
Hard cap
18500000 USD
KYC & Whitelist
Restricted areas
Democratic People’s Republic of Korea - North Korea, Democratic Republic of the Congo, Eritrea, Iran, Libya, Somalia, South Sudan, Sudan, Yemen, United States of America, People's Republic of China
More on ICO

About Credible Network

At SmartPesa, we are driven by Financial Inclusion. Our SmartPay and Agency Banking solution was developed for EM countries by the co-founders who were born in and grew up in Africa. Still considered a FinTech startup, we are in our 5th year of operations and complete tens of thousands of transactions daily across over 8,000 merchants in 5 countries.

We have completed formal certifications with international organizations such as EMV, Visa, Amex and Mastercard; National Financial switches such as Bancnet, NIBSS and MEPS; PCI compliances; and successfully undergone numerous API integrations with 3rd parties. We support all local and international cards, Apple Pay, Samsung Pay and Google Pay as well as leading wallet providers like Alipay and WeChat Pay.

Our platform has been entirely developed in-house by our experienced FinTech engineers who allow us to respond quickly to changes in a fragmenting payment infrastructure marketplace. Our current capabilities extend beyond card payments at our POS, both horizontally (new payment types such as fiat wallets and cryptocurrency) and vertically (new transaction types including cash withdrawals, bill payments, airtime loading, remittances and transfers).

We entered the blockchain space in 2017 and have added cryptocurrency payment acceptance through our SmartPesa CryptoPay product and the buying and selling of cryptocurrencies through SmartPesa CryptoATM.

Our focus is to reduce the complexity of an increasingly fragmenting payments system into a seamless, consistent merchant experience. Merchants want a simple tool for accepting electronic payments across multiple different modes – cards, mobile, QR codes and crypto. We provide a unified Mobile App and POS terminal for easy payment acceptance, consolidated transaction history, and automatic reconciliation.

ICO KYC Report
2 members invited
Barry Levett
Thorsten Neumann
KYC procedure verifies selected/specific team members only. It does not guarantee ICO success nor is a call for investment.
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