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The insurance industry has become an increasingly cost inefficient market sector. Large proportions of policyholders’ premiums are spent
on many other things than paying claims.
Sagittae introduces a new model of risk protection based on blockchain technology. It is a decentralized and revolutionizing alternative to traditional insurance, completely eliminating the need for expensive and bureaucratic insurance conglomerates and costly middleman (broker) structures.
We have decomposed the insurance value chain and created an entirely new system for risk sharing. In this system:
• affinity groups can organise their own financial protection through digital peer-to-peer contracts for risk sharing;
• service providers have the opportunity to do business with these groups; and
• real value, protection and stability is offered through the Mutual Custodian Fund.