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Finance for the Ordinary

ROSCAcoin (RCA) is a cryptocurrency which supported by a self-regulating, autonomous, decentralized, blockchain powered Rotating and Saving Credit Associations (ROSCA) ecosystem platform. With the blockchain technology which encompasses smart contract features, ROSCAcoin able to build a financial solution ecosystem which leverages social capital and trusties to collaborate with better financial options by eliminating higher cost of borrowing, easier financing, better investment options and diversification of risk. ROSCAcoin Ecosytem platform will offer multiple financial solutions to our user, as below: 1. ROSCA Lending Circle (RLC) 2. ROSCA Credit Score (RCS) 3. ROSCA Merchant Program (RMP) 4. ROSCA P2P Platform (RPP) 5. ROSCA Crowdfunding Platform (RCP) 6. ROSCA Charity Platform (RYP) 7. ROSCA Lucky Draw Platform (RLD) Each platform will be developed progressively, and the whole ecosystem is projected to complete in year 2022. Besides that, we will also invest in some potential projects which able to boost our ROSCAcoin recognition. ROSCAcoin Ecosystem Platform is built on Ethereum platform which compatible with ERC20 standard. It will accept Bitcoin and Ethereum coin in exchange for ROSCAcoin. This will stimulate the demand for the before mentioned crytocurrencies and hence further improved their value to the cryto-community. ROSCAcoin (RCA) will be used in all ROSCAcoin Ecosystem platform as this will ease the process and encourage stateless business to which everyone across the world can intersect globally.

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Benchy 2.3
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11 days 10 hours left
2018-04-01 - 2018-06-02
PreICO Price
1 ETH = 40,000 RCA
1 ETH = 22,000 RCA
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About ROSCAcoin

ROSCA method is a group of individuals who agree to meet together for save and borrow purpose with a defined period. It is a form of combined peer-to-peer banking (P2P) and peer-to-peer lending (P2P).

There are more than 1 billion people or 17% adults in developing countries around the world using ROSCA to save/borrow and support each other within their trusted community. Besides, more than 2 billion individuals or 39% of the world’s population don’t have bank account in the world and they might need help for some financial activity like loan. The bank system is contradicted as their purpose is to serve rich people instead of poor people. For people who don’t have bank account, don’t have good pay job and bad credit score, it will be very hard for them to get financial support like bank loan from traditional financial institution. In fact, they are the group of people which need help the most. Besides, the cost for commercial bank loan will be high for this group of people.

The global market size of the ROSCA is estimated more than 500B USD per year. (The calculation taken will be 1%-10% times the GDP of the country benchmark by India) Besides, the P2P lending market is growing rapidly and has a market size of 70B USD per year globally.

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