The whole idea behind inventions of digital currency was to remove the middle man who controls the money going from the sender to the receiver.
The government and financial institutions and their regulations are all void in the trades of digital currency. The digital currency is not regulated by any government or financial institution. It’s decentralized. This is beneficial for merchants because without any regulations the fees for accepting Prether are much lower than the ones established by credit card companies.
Over the years, gold has mostly been used to hedge against inflation. However, now Prether combines both a Cryptocurrency and Precious Metals, what gives the owner easiness in execution of payment transactions and increased safety.