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Ratings PointPay

Blockchain-based Banking and Full Eco System

PointPay is creating a fundamentally new product that combines four services in a single closed-loop ecosystem: PointPay Crypto Bank, PointPay Crypto Exchange platform and PointPay Multi-currency Wallet. We work so that our potential customers could be users of the World Wide Web residing anywhere in the world. The payment tool will be the PXP utility token of the ERC-20 standard, created by PointPay based on the Ethereum platform as the most popular core for building blockchain systems. Firstly, this solution will combine the three above- mentioned services in one ecosystem, and, secondly, make the PXP token a valuable asset that will be in demand in the cryptocurrency market as well a full Payment System. A description of our products – the results of the joint creative work of professional programmers and all the other members of our team who work full time – is presented below. PointPay has business contacts with more than 50 banks and 25 payment systems.

4.7
24 23 expert ratings
Benchy 4.9
KYC
Experts
4.9
4.8
4.5
Review: coming soon PRO
Ended
2019-05-22 - 2019-07-21
154 days 17 hours left
2019-07-22 - 2020-01-20
Token
PXP
Type
PreICO Price
1 PXP = 0.05 USD
Price
1 PXP = 0.1 USD
Bonus
Available
Bounty
MVP/Prototype
Platform
Accepting
BTC, ETH, XRP, BNB, LTC, XLM, USDT, BCH, TRX, EOS
Minimum investment
0.10 USD
Soft cap
1,000,000 USD
Hard cap
30,000,000 USD
Country
UK
Whitelist/KYC
KYC & Whitelist
Restricted areas
Cuba, Iran, Lebanon, Syria, Libya, Sudan, Somalia and North Korea, Yemen
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Changelly

Ratings

All ratings published on ICObench serve informational purposes only. ICObench does not provide investment forecast, recommendations or any consulting for that matter. Thus, neither ICObench, nor the experts can be hold responsible for the visitors’ investment decisions. Read more
Juan Pablo Fernandez Aguero
CEO | ICO IEO Driver | Startup Advisor | Blockchain Consultant
Rated on Jul 29, 2019
Modified on Aug 8, 2019
5
4
4
6%

Team ★★★★★
Vision ★★★★
Product ★★★★

Large and strong team, experienced people on different areas that complement perfectly a good core team.
After some conversations with the founders, they have added a top advisor to their crew, so I update the score to 5 for the team.

Maybe they are not offering a totally new vision, but they have a really solid project here. They are actively working on their objectives and the ecosystem is open to innovations and improvements. They are very close to a perfect vision, so I invite them to offer a strong competitive advantage in order to get the full score.

But the most important thing to get their goals is a dedicated and active team and they have got it.

They need to launch a good MVP and it's interesting see how they are advancing on their roadmap. The exchange and the mobile wallet will be launched soon, and I'll give them the full socre when they release the working version.

+11Agree
0
-11Disagree
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Paresh Masani
Executive Director | Project Lead | Developer | Influencer | Advisor | Blockchain Lover | Influencer | Strategy and Vision Execution
Rated on Aug 3, 2019
5
4
5
6%

Liked the team; some of them are solid developers and chiefs have domain expertises.
Whitepaper is nicely laid-out and contains detailed concept information - technical whitepaper is great as well. Nice way to separate business and technical info.
MVP link here is broken - please correct it. I have seen it on poitpay.eu - looks good.
There are already many exchanges so it will not be easy to survive but genuine exchanges with great ideas and team still have lots of chance to shine in no-time.
Good luck Team.

+1Agree
+1
Disagree
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Nozomu Nakazato
Blockchain consultant
Rated on Aug 2, 2019
Modified on Aug 2, 2019
4
5
4
5%

It's not a new idea, but the financial plan and ROI design are well designed. Public opinion wants a more consistent operation than weird ideas.
Partnerships with VISA, Master, etc. are still unclear, but they will accelerate if this agreement is concluded. Licensing as an all-in-one solution from Crypto and FIAT will also accelerate them.
It is in the process of consideration now. But they should be the first company if they do this with their own consistency.
If you are thinking of advancing Japan to the market, I would like to correct Japanese.

+4Agree
+4
Disagree
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Krutesh Shah
Enterprenuer | CEO | ICO Advisor |Investor | Blockchain Enthusiastic | Public Speaker
Rated on Aug 3, 2019
5
5
5
5%

Point pay combining Crypto Bank, Exchange and Wallet is really good idea but it is very difficult to achieve but Team looks very professional and they have specialist in all department. Token economics is good and whitepaper is detailed. They have already connection with the banks and payments system which is bonus. MVP is available. Best of luck team.

+1Agree
+1
Disagree
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Miruna-Maura Barbulescu
Entrepreneur, Author and Marketing Specialist
Rated on Jul 31, 2019
Modified on Jul 31, 2019
5
5
5
5%

Their well prepared team gas managed to put together a working mvp. The fact that they managed to increase their numbers from 5 to 32 members in one year indicates that they are on the right path.

The don't have the most original idea, however, in the end, their vision and mindset will make a difference.

They will create an entire ecosystem with 3 products, which is is a good idea as they will provide all the adiacent services that one user will need. I will follow the evolution of this project in the future. Good luck!

+9Agree
+6
-3Disagree
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Kyon Yoshihara
Direct Marketing Manager,ICO produce
Rated on Aug 2, 2019
5
5
4
5%

I think this project is based on the functions that were not sufficient for the payment platform, such as payment by points, conversion, and storage.
They have resources that have not been available for similar projects that have been in place.
I wish them success.

+2Agree
+2
Disagree
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Daryl Naidoo
Founder-Promethean Dynamics |Blockchain Advisory Council |Alliance of Blockchain Professionals |Blockchain Association of Africa |Bitnation Ambassador
Rated on Jul 31, 2019
Modified on Aug 13, 2019
5
5
5
5%

PointPay has taken a great multi-tier approach to payment processing by combining a Crypto Bank, Exchange and multicurrency wallet. There are other players in the field but Pointpay has established relationships various banks, payment systems and lawyers. I think this gives them a good advantage.

Also good to see that they have a MVP in place for testing.

+5Agree
+5
Disagree
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Sergey Sevantsyan
International Public Keynote Speaker, Blockchainer, Adviser, ICO Supervisor, Investment Relations and International Community Relations Manager
Rated on Aug 3, 2019
Modified on Aug 4, 2019
5
5
5
4%

PointPay is a turning point at banking system to the new digital level. It's fundamentally new product with 3 major services: Crypto Bank, Crypto Exchange and Crypto Wallet. This fully looped ecosystem opens new era of blockchain-based banking ecosystem at all. Very hard work has already done: negotiations with 50 banks and payment systems, huge amount of lawyers and license agencies, signed contracts and agreed crowdfunding campaign. To be frank, idea is not new or unique, but project achieved perfect results: team has enhanced from 5 to 30 people, already launched beta versions for 4 products, vast amount of community among various multilingual chats... moreover we clear see that team management operates in right and very productive way.
To cut long story short...
Welcome to the future!

+1Agree
+1
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Yuichiro Okazoe
Yuichiro Okazoe
Rated on Aug 2, 2019
5
5
4
4%

>PointPay has business contacts with more than 50 banks and 25 payment systems, as well as 20 lawyers who deal with issues of licensing cryptobbusiness.

I think it's really great to be able to do this.
It is very difficult to build these connections.
It requires a lot of effort.
The team that can do this is really good.

We also have a foundation for the product, so I think there is a high possibility that the plan will be realized.

+2Agree
+2
Disagree
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Florian Rézeau
COO | ICO Advisor
Rated on Aug 6, 2019
Modified on Aug 6, 2019
5
5
4
4%

The team looks very strong, very good background, many software developer, which I consider to be an essential point, which many other ICOs do not have. Too many ICOs today have many managers but few real "manufacturers".
The vision is really good I like the idea, Blockchain is really useful for this service.
The product I'm waiting more for the MVP but for the moment it announces a lot of potential.

+1Agree
+1
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Bryan Blaevoet
Director of Marketing - ICO Advisor
Rated on Aug 12, 2019
5
5
4
4%

Although the industry is competitive, the team seems passionate and works hard on their project and product development. We can note some relevant competitive advantages that would greatly improve this sector of activity.
MVP developed and functional. The nature of their partnerships is not detailed enough from my point of view.

Agree
0
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nicolas nups
Program Manager and ICO Advisor
Rated on Jul 30, 2019
Modified on Aug 6, 2019
5
5
5
3%

Dear ICOBench community,


Please note that before reviewing this project & ICO/IEO, I conducted my own DD : team background, competitors, project history, various analysis and KPIs, growth potential and a lot more factors.


Here are the results of this analysis :

- Team : The team is really strong, all the members look professional and the advisors seem competent and capable of pointing the project in the right direction. They are all linked to the project on Linkedin which is reassuring for investors.

This is definitely worth a 5/5 for the team.

- Vision : There are already a lot of exchanges and multi currency wallets but none is combined with a crypto bank yet. There is a real need for a fully functional and safe crypto bank in the industry and the vision to combine it with an exchange is definitely a solid idea. There are several competitors but there is room for more than one project of this kind.

For these reasons, I give a 3/5 for the vision.

- Product : Realistic softcap, well written & clear whitepaper and solid team behind it to make it happen. No MVP yet but this is not surprising for such complicated project, which requires hundreds of hours of development to ensure the products are safe and user friendly.

Therefore, I give a 4/5 for the product.


I invite investors to conduct their own DD before investing time / money on any project.

+10Agree
+7
-3Disagree
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Cristian Tuns
Entrepreneur, Author and Trainer
Rated on Jul 31, 2019
5
5
5
3%

Even though PointPay does not have a new idea and we can see many other similar projects out there, we cannot deny their potential. They have provided an already working MVP, which I have tested and it looks really good. Their ecosystem will provide working products that on the long term are sustainable. Their token is an utility token that will power the entire ecosystem and this is another sustainable sign. Their CEO has a lot of experience in the crypto field and has the abilities needed for this project to succeed and he also passed the KYC.

+6Agree
+6
Disagree
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Liliana-Delia Trocan
Journalist, PR, Business Woman and Crypto Enthusiast
Rated on Aug 1, 2019
Modified on Aug 13, 2019
5
5
5
3%

I've seen many individual projects that provided one or two products, either an exchange and a wallet, or a wallet and a crypto bank, but it is rare to see all three of them in the same place. Their MVP is looking good and I am impressed that they have managed to put together a working demo at such an early stage. Their team have passed the KYC which for me is another good sign. Their soft cap is realistic for building these three products and providing a proper marketing for them and they are only distributing 50% of their utility tokens, which means they are having future plans with this project. Until now, from what information they have provided, I can say that I have seen positive signs for the healthy evolution of this project.

+3Agree
+3
Disagree
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Doli Rani (Dolly Deval)
Ico advisor || Marketing advisor || PR specialist || Ico Expert
Rated on Aug 5, 2019
5
5
5
3%

Point pay is a bringing Crypto Bank, Exchange and Wallet together on a single platform so i found that idea is very impressive Team looks very experience and expert in their area
KYC IS AVAILABLE
MVP IS AVAILABLE
Good luck team

+1Agree
+1
Disagree
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Yogesh Trivedi
Blockchain Technology, eCommerce, Agile Software Development Consultant
Rated on Aug 14, 2019
Modified on Aug 15, 2019
3
3
2
3%

Product is not new.

Team is of expert level with deep expertise in the fields.

MVP is also good at first view, overall nice managed and driven project but concept needs more uniqueness.

+1Agree
0
-1Disagree
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Sayali Joshi
BLOCKCHAIN EXPERT, ICO and STO Marketing and fundraising consultant
Rated on Aug 12, 2019
5
5
5
3%

Crypto exchange with crypto bank and multi currency wallet , 3 services on one platform thats definitely one stop solution by point pay team.

MVP, good team and well drafted plan clearly shows project future and dedication, will be following this.

+2Agree
+2
Disagree
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Jayesh Trivedi
Crypto Exchanger
Rated on Aug 13, 2019
5
5
5
3%

I have personally done some research for the team. I must say this is one of the strongest team I have seen with this level of the project.

Though the idea is not unique, I still believe that with the experience they will be able to beat the market and be the leading one in the domain.

Good Luck Team PointPay!

+2Agree
+2
Disagree
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Anshul Dhir
Founder and CEO, Exuberant Financial Services| Qadcore
Rated on Aug 14, 2019
5
4
4
3%

PointPay offers nothing very extraordinary but something which is of utmost necessity. Whitepaper is comprehensive and covers almost all aspects of business. KYC is done already. Team is adequately equipped with knowledge and experience to achieve the goals as per vision. Roadmap thoughts too long and surely can be curtailed. But licensing is hard nut to crack so it does takes time. I am sure team has factored same into roadmap.

Crypto banking is long road ahead provided the current regulatory scenario and international organisation's status quo. FATF and SEC needs to be tackled in compliance which is tough task ahead. I see a grim line of differentiation of your token being recognised as security or utility token. Would like to know and discuss more about same with a team member. Please contact. Also, I am unable to access MVP. would like to know more about it.

All the best. Looking forward for great execution.

Agree
0
Disagree
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Vladan Podjanin
Co-Founder at CryptoAngel | Blockchain and Cryptocurrency enthusiast
Rated on Aug 16, 2019
Modified on Aug 16, 2019
5
5
5
3%

I like the vision and certainly a great use case in with the current crypto state.

Team is strong and have extensive experience when entering in the transaction

Look forward to see the progress. Good luck team.

Agree
0
Disagree
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Ajit Kumar Jain
ICO and STO Legal and financial Advisor
Rated on Aug 14, 2019
5
5
5
3%

PointPay is going to change the way crypto are traded and exchanged. It is creating a fundamentally new product that combines three services in a single closed-loop ecosystem: PointPay Crypto Bank, PointPay Crypto Exchange platform and PointPay Multi-currency Wallet. This model will bring overall efficiency in crypto trading and exchange and provide an overall edge to the customers across the world.

+1Agree
+1
Disagree
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Jeff Hood
Co founder Block Squared Capital
Rated on Jul 31, 2019
5
5
5
2%

The idea is not new. But in our market today it’s not just about ideas it is about execution. Great team with great potential. It’s my belief that based on my research of the team the project and current market conditions that this has real potential. For me the key will be their ability to maintain commitment to their timelines and milestones.

+7Agree
+7
Disagree
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Elias Tan 陈剑生
Elias Tan
Rated on Aug 1, 2019
5
5
5
1%

Pointpay is an up and coming One Stop & Seamless Crypto-exchange/wallet/digital-currency bank with a ready MVP prototype.

The full suite of services the platform with its strong network with the banking institutions will provide will serve to alleviate the sore lack of Fiat-to-Crypto liquidity that exists in the current cryptocurency ecosystem.

They have a strong, large, diversified and competent team from Full Stack Developers to which greatly contributes to the potential of the project's growth and ability to scale beyond what most exchanges have been able to accomplish.
The team's increasing expansion also shows a strong commitment to the product at hand.

+4Agree
+4
Disagree
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Benchy
ICO analyzer bot
4.9
13%

Experts are independently and voluntarily contributing to the community. If no expert has rated the ICO, only ICO analyzer's results are used. Always research before investing as these ratings should not be taken as an investing guide of any kind.

Ratings and ICO analyzer results are being updated (re-calculated) every few hours.

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