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PayPro

The first decentralized Bank

PayPro is a financial marketplace where any Decentralized Application (dApp) will be able to offer its services. Thus, dApps will be competing among them to become your supplier, not the other way around as with banks. The key feature of PayPro is that it has brought decentralization to a new level; our marketplace is not decentralized only at a technical level but also at a strategic level. This is why we like to call it the UBER of banking.

4.2
26 25 expert ratings
4.9
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4.0
3.7
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12 days 19 hours left
2018-01-15 - 2018-01-30
Token
PYP
Price
1 ETH = 2,000 PIP
Bonus
Available
Platform
Accepting
ETH
Minimum investment
2 ETH (pre-sale)
Hard cap
5,000 ETH
More on ICO
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About PayPro

Concept

PayPro is a financial marketplace where any Decentralized Application (dApp) will be able to offer its services. Thus, dApps will be competing among them to become your supplier, not the other way around as with banks.

The key feature of PayPro is that it has brought decentralization to a new level; our marketplace is not decentralized only at a technical level but also at a strategic level. This is why we like to call it the UBER of banking.

Problem

The main problem with traditional banks, as shown during the world recession on 2007-08, is that due to the fact that they hold all the information, users can not take objetive decisions. For this reason, it is commonly said that the centre of the relationship with banks is not the client but the bank itself.

Whereas it is true that there is an increasing number of so-called neo-banks, either built on blockchain or over APIs, they still have not managed to avoid the main problem with banks; centralization of services. Any form of centralization will always diminish the services offered as the supplier will always have more information than the market.

Solution

Therefore, we have created a financial marketplace where any dApp can offer its financial services and any user can both use them and rate them. This rating system will be the master piece as it will provide with:

Transparency: every user will be encouraged to rate a dApp after using it. This way the user will contribute to offer a rating so any other user willing to use the dApp will know whether it complies with his expectations or not.
Loyalty: users will be rewarded for rating dApps.
Enhanced competition: suppliers contributing to the marketplace by offering their services can generate a second source of income thanks to our rating system. This way we aim at getting on board the more dApps as possible; the more dApps in the marketplace, the more competition, which will ultimately force suppliers to struggle on the quality of their services.
Improved services: the system is made so ratings go down through time and hence, dApps are forced to keep high ratings at all times.

ICO

Our application heavily relies on tokenization and hence, we have created two tokens; PYP and zPYP. Whereas PYP is the only crypto-currency accepted within the marketplace, zPYP is the unit of value used on our rating system.

Thus, we are launching an Initial Coin Offering for distributing PYP, the only accepted crypto-currency in the marketplace.

ICO details:

1 ETH = 500 PYP
Pre-sale starts on 08th January, 2018 and ends on January 15th, 2018. Minimum investment of 15 ETH and 35% bonus.
Main sale starts on 15th January and ends on 04 February, 2018. Minimum investment is 0.5 ETH. 20% bonus on first 24 hours, 15% bonus on first week and 10% bonus on second week.

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