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PayDay

Instant Micro-Loans for Everyone

Decentralised P2P solution that erases the geographical boundaries between borrowers and lenders from all over the world. Decreasing the interest burden yet enhancing the lender’s revenue.

2.7
1 0 expert ratings
Benchy 2.7
KYC
Experts
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Review: coming soon PRO

Unknown
Type
MVP/Prototype
Platform
Country
USA
Visit ICO website
Report
Changelly

About PayDay

A loan is issued and repaid in PayDay coins. PayDay Bank is a personal loan wallet that takes a significant part in KYC procedures and stores the entire loan history. Starting from the estimated day, the loan might be gradually deducted due to specific time pattern chosen by the user (monthly, daily, etc.).

PayDay Bank is an utterly unique self-sustainable wallet that is smart-contract driven and is able to issue a loan based on the auditors consensus and track the insurance availability. The concept of user rating appears to be crucial. However, we will develop a whole reputation system based on mutual trust and transparency. Once obtaining the very first loan, the user gets 3 links to his loan history which is automatically updates accordingly to user activity within the system.

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