Margin is a data-driven peer lending network that creates new financial opportunities for would-be payday borrowers. We deploy on the latest blockchain technology to keep our operation transparent, our data secure, and our costs minimal.
Margin is the banking institution for a digital future. We pair proven microfinance principles with adaptive algorithms to minimize default for borrowers underserved by traditional lenders. Rather than exploit their circumstances, we offer zero-interest personal loans to borrowers facing potential debt traps.
Our platform runs on the Margin token (MRG). You need it to contribute to our loan pools and get returns, access the data we collect, and contribute to open-source algorithm development. If you borrow with us, you’ll even receive some MRG once your loan is paid off.