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Ratings Laccoin

It Starts Here with Your Money

LACCOIN (LAC) is an Ethereum backed cryptocurrency that enables the banked, unbanked and underbanked individuals who are in Latin America and Caribbean region to send money, invest and send micro-loans to each other with their mobile wallet or web app. Combined with their LAC debit card and access to the LAC Index Fund individuals can spend their LAC tokens, invest or use their P2P loans that connect with their LAC wallets where every VISA or MasterCard is accepted. Our vision is to create a viable ecosystem for monetary transactions which will be a viable alternative to the existing banking system.

3.3
2 1 expert rating
Benchy 3.9
KYC
Experts
2.0
2.0
1.0
Review: coming soon PRO
Ended
Token
LAC
Type
Price in ICO
0.1000 USD
Country
Whitelist/KYC
KYC & Whitelist
Restricted areas
USA, China, South Korea, Singapore
preICO start
5th Sep 2018
preICO end
26th Sep 2018
ICO start
1st Nov 2018
ICO end
30th Nov 2018
Visit ICO website
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Ratings

All ratings published on ICObench serve informational purposes only. ICObench does not provide investment forecast, recommendations or any consulting for that matter. Thus, neither ICObench, nor the experts can be hold responsible for the visitors’ investment decisions. Read more
Paul Cliffe
ICO advisor|Crypto-asset and ICO investor| Libertarian|CEO of Block Venture Project
Rated on Aug 31, 2018
Modified on Aug 31, 2018
2
2
1
27%

Team - none of core team or advisers have project listed on their LinkedIn profiles. KYC passed by 2 of core team, but still a red flag.

Vision - not an original vision - banking the unbanked - but well thought out on location (good proliferation of tech and infrastructure in place) but does this project actually solve any issues that haven't already been solved? It brings together all solutions under 1 roof, but these solutions already exist in 1 way or another. Project uses Ethereum blockchain, so questions on whether it can handle the transaction rate needed for a day to day currency. The core issue for me is, does a potentially volatile cryptocurrency solve the issue of hyperinflation that the target market has suffered from? Potentially not. I think a project like this would work better if the currency was pegged to USD or IMF SDRs. But that's just my opinion. WP needs more info on how funds will be spent on different levels of raise. Can't get past chapter 8 on WP without it crashing. 2 until they produce a format that's fully readable.

Product - doesn't appear to be an MVP available.

This project appears to be more of an exercise in marketing as opposed to a technological or economic advancement, but good look to the team in project initiation.

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Benchy
ICO analyzer bot
3.9
73%

Experts are independently and voluntarily contributing to the community. If no expert has rated the ICO, only ICO analyzer's results are used. Always research before investing as these ratings should not be taken as an investing guide of any kind.

Ratings and ICO analyzer results are being updated (re-calculated) every few hours.

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ICO KYC Report
2 members invited
Jonathan A. Kidd
Passed
Chad O. Grant
Passed
KYC procedure verifies selected/specific team members only. It does not guarantee ICO success nor is a call for investment.
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