Translate the page
Feel free to ask any questions, leave your comments, wishes and suggestions regarding the Google Translation at our Telegram Chat.
Like this video

Insureum

The New Insurance Ecosystem

The Insureum Protocol uses blockchain to create a decentralized ecosystem that connects insurers, their policyholders, and third parties.

4.0
4 3 expert ratings
Benchy 4.0
Experts
4.7
3.7
3.7
View rating distribution
Unknown
Token
ISR
Price
1 ISR = 1 USD
Bonus
Available
MVP/Prototype
Platform
Accepting
ETH
Minimum investment
0.1 ETH
Soft cap
5000000 USD
Hard cap
20000000 USD
Country
More on ICO
Report

About Insureum

Despite the insurance industry’s success over the last 30 years, it has never been a technology leader. Finally, with the Insuruem Protocol, the insurance value chain will become cost efficient and simple, and create larger value in the insurance industry by enabling transactions between stakeholders. Insurance companies, policyholders and 3rd parties alike can all make transactions according to their own competencies, and all excess value (created from the transactions) is shared based on their contribution.

Zikto started negotiations with insurance and financial institutions in 2015, concerning the gathering and processing of lifecycle data. It was these new connections that led Zikto down the path toward changing their focus as a company.

The Zikto team realized that a lot of players in traditional finance-based sectors have a strong initiative to understand their current and potential customers. A data-gathering intermediary can be a real asset for these sectors to understand their target audiences. With reliable data, they can develop better products that are customized, digitalized and more cost-efficient.

However, it is very difficult and costly for these sectors to gather this data by themselves. It requires a significant investment of time and money to develop and integrate such a system, market it to the public, manage the data gathering processes, and analyze it. The Challenge, Zikto’s data integration platform, bridged the gap nicely by providing data and analysis gathered from various smart devices. Zikto secured a number of sales agreements and ongoing negotiations with global insurance companies, as The Challenge offered a good value-for-price. As just one of millions of app developers, Zikto ultimately decided to side with the win-win monetization strategy of adjusting their focus to the processing and integration of data.

Now, Zikto is expanding the idea of data sharing to another level: developing a protocol to facilitate the transactions. It will promote more stakeholders in the traditional insurance industry, benefiting all. Insurers will find easier ways to gather data, users and policyholders will have access to better insurance products, and third parties like app developers and sales agencies will find optimal ways to monetize their services and products.

The Insureum Protocol is a new blockchain-based insurance ecosystem that seeks to connect insurers, their customers, and developers. It is designed to assist insurance companies in tailoring insurance policies to individual lifestyles to provide unique incentives for customers.

Zikto’s vision is for the Insureum Protocol to create the conditions through which many new insurance products attractive to people under the age of forty are developed.

Bookmark
ICO KYC Report
2 members invited
David Suh
Passed
Kyung-Tae Kim
Passed
KYC procedure verifies selected/specific team members only. It does not guarantee ICO success nor is a call for investment.
Missing or incorrect data? Let us know.

ICOs that might interest you

Javvy

Javvy is the full integration of a universal wallet connected to numerous exchanges pre...

80 days 15 hours left

Temco

TEMCO is developing a supply chain platform on RSK Bitcoin blockchain. We connect isola...

Starts in 13 days 15 hours

InnovaMinex

InnovaMinex is an innovative business model that uses blockchain technology to guarante...

46 days 15 hours left

Volentix

Volentix is building a decentralized digital assets exchange connected with a secure mu...

52 days 15 hours left

Cookies help us deliver our services. By using our services, you agree to our use of cookies.

Learn more Got it