Ratings Health FX

The team does not have enough business and blockchain experience. Many "team members" have not marked in their Linkedin that they work here (like Chief Legal or Marketing guys). No competitive analysis in the WP (though the project is not unique), no business planning, no good tokenomics explanation

If the team accomplishes what it says in the white paper, the project is extremely important to the healthcare sector. Of course, the number of hurdles are uncountable to do this. However, it is a project worth following to see measured progress.

Using AI + Machine Learning + Blockchain is really a good way going ahead. Vision is good but team might be a bit too small for this project and also no MVP is out yet.

This is not financial advice or a recommendation to invest in this or any other ICO. Investors must perform their own due diligence and not rely on external ratings to make their final investment decisions. ICOs are risky and 100% loss of capital is possible.

"With eight years of commercial success in the medical industry, the founders recognise the need for a modern technology solution that facilitates optimised patient-practitioner matching, records management, payments and insurance claims."

What is the current traction since you have 8 years of commercial success?

Whilst the senior management in the team has solid business experience, I think the team is far to lean and lacking much needed technical and blockchain resources. The advisors also appear to be highly experienced in their relevant fields but I advisors who have any blockchain experience.

It is a project to tackle important issues, but I doubt if the team has the power to realize it.
An expensive hardcap.
There is no MVP either.
At this time, I do not feel the value as investment for this project.

With the niche itself and the product being both so challenging and unclear, you should really have a solid and experienced team in order to even make this project happen. And I am not seeing this here. I suggest the team, if they truly believe in their project, to come up with a bold Alpha first and base their growth on it.

For a company that was founded in 2010, a lot of information is about the future and only little actuals are available.

Are hospitals willing to accept Crypto Payments? Any metrics available (e.g.CAC and CLV). Are insurance providers really willing to pay for the more efficient system (any contracts or at least LOIs available?

I really doubt if the team has the requisite experience to pull this off. They don't seem to have a background in blockchain technology.

Besides, the product hasn't been properly explained along with the token economics.

Great vision that incorporates AI and machine learning into a complicated and personal area like your personal health records and insurance.

The product will face many real world legal barriers because of the legal constraints on the industry world wide.

The team doesn't have enough legal experts on the team and when I last checked their ICO website was down