CREDITS platform is a decentralized financial system for the direct interaction between participants on peertopeer (P2P) principles. The platform expands the potential of using financial services on the basis of a distributed ledger, selfexecuting smart contracts, and CREDITS cryptocurrency. The system is aimed to unite all participants on one site, providing them with a platform for creating and using financial services; where everyone can both offer a service and use it. Thanks to a welldefined and balanced technological system, the CREDITS platform offers a new technical solution and a new conceptual model of networking participants' interaction for the development of modern decentralized financial services.
Rated on 29 Dec 2017
Very impressive team, vision and product
Rated on 5 Jan 2018
Very Strong project! Pre-ICO sold out early! Love where this is going!
Rated on 21 Oct 2017
Rated on 17 Dec 2017
Rated on 6 Feb 2018
Potentially can be very interesting and useful project, many members of the team, advisors is not the best, product for now just 3
Rated on 5 Dec 2017
there is currently no functional platform associated with this ico.
road map/ milestones are non specific.
Major competitors in this space such as Ethereum, Ripple, EOS etc.
I believe project will struggle to attain market share.
Rated on 5 Jan 2018
Rated on 28 Dec 2017
Rated on 29 Dec 2017
Rated on 23 Jan 2018
Rated on 9 Feb 2018
Rated on 24 Dec 2017
I score Credits highest on vision - this is something that needs to happen. It is essentially the same vision as EOS - some even say it's a copy-paste of EOS with some added bells and whistles (eg. schedule based contracts which is nice).
I can't really give them any points on product yet - we just have to take it on faith that it exists.
The team - well I'm not overly impressed, there is no one that is striking me as in the Dan Larmier experience or Vitalik Buterin genius level in the do-ers team and you'd kind of want that when creating someone amazing to replace Ethereum. But they get to stand on shoulders of giants so maybe they will leverage what those before them have done.
I would have hoped they could stack up a far more impressive group of advisers too but it seems lackluster. I know some pepole actually prefer not to see a bunch of advisors in name only who look like they are only in it for some share of ICO funds. But I look for people with connection to existing blockchain technologies or industries that might use it and are actively promoting and talking enthusiastically about it with a lot of credibility. So I have to down grade them here - it doesn't bring a lot of faith when you can't get a strong team of industry veterans behind you. But this could be a factor of the Russia based development - they may not have the opportunity to impress people outside of Russia.
Should you invest? Well at the moment they are raising a modest amount of funds - this is no EOS giga-ICO (one billion dollar). I predict if Credits starts being known as the Russian or alt-EOS just like WAVES was to ETH - then people may start investing in it because they think they will enjoy a similar pop - and the initial market cap will be pretty low so there is a lot of upside as public versions of code launch. The full release is timed to coincide with EOS - June 2018. Interesting.
But ultimately EOS will have the advantage that it is fully open source with no patented consensus algorithm (not sure why they need to patent that) and there will be no $1B fund to bootstrap app development.
Rated on 11 Feb 2018
Rated on 4 Nov 2017
Rated on 15 Feb 2018
Team is extremely active and professional. From the management to developers, CREDITS team have been showing a lot of hard work.
Great vision. CREDITS blockchain have potential to escalate.
Rated on 4 Feb 2018
- Team has strong technical background, but there is very little information about time-commitment of members and past projects.
- Project aims to be international, however the whole team is majorly Russian-speaking, This might be a problem, unless team wants to target only Russian market.
- Project aims to solve serious market problem and indeed, this solution is demanded on the market. However, there are several other large projects that aim to solve the same problem for a long time. High competition and untested business model works against CREDITS project.
- Weak/incomplete road map. Project "CREDITS" isn't very specific and doesn't provide any details about the future plans.
- Product isn't working yet. Alpha version is about to be released and hasn't been publicly tested
- Since there is no working product, CREDITS platform doesn't have active user/customer base
- There are no legal consultants among partners or advisors.
Summary: This project has potential as it aims to solve important blockchain-market problem, however large competition, lack of international influence and low project transparency might negatively influence on the outcome of "CREDITS".
Experts are independently and voluntarily contributing to the community. If no expert has rated the ICO, only ICO analyzer's results are used. Always research before investing as these ratings should not be taken as an investing guide of any kind.
Ratings and ICO analyzer results are being updated (re-calculated) every few hours.
TeamApply as an advisor
CEO & Founder
CTO & CoFounder
Senior software developer
Community bounty manager
Head of investment relations department
Senior Consultant IBM Cleveland, USA
Blockchain Advisement New York
Bancor Foundation Financial Advisor New York
Blockchain architect at F&L Galaxy, inc London, United Kingdom
Investor, Enthusiast Savitr Capital San Francisco
Investor & Trader Blockchain Specialist Oslo, Norway
Blockchain technical - Expert France
Associated Exchanges with CS
FA : Key Design Implementation Decentralization Ledger, NoSQL Store implementation Design and Implementation Formal Specification and Key Design Elements User interface Implementation Wallet Formal specification RPC & REST API Formal specification
mFA : Key Design Implementation, PoW + PoC MessagePack History Integration with ecosystem Third-party system Design and Implementation Reasoner Integration with Blockchain Web UX design Blockchain Explorer
mFA Optimization Blockchain backup CVM (Credits virtual machine) Optimisation Third-party system Integrate to full system Reasoner Optimization UX design Application Test
CVM (Credits virtual machine) Check errors Android, iOS, Desktop Wallets Third-party explorer
Consensus mFA Consensus Optimisation Third-party system Optimisation