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Chynge.net

World's First Payment Token with No FX Risk

At Chynge, we make the world a better place. With the digitisation, democratisation and socialization of money, we make payments instant, free, and safe within a decentralized financial system where people of all income levels can access simple-to-use and secure financial services.

4.4
2 1 expert rating
Benchy 4.3
Experts
4.0
5.0
5.0
View rating distribution
Ended
2018-05-29 - 2018-06-28
66 days 1 hour left
2018-06-28 - 2018-09-25
Token
XCLP
Price
1 XCLP = 0.05 USD
Bounty
MVP/Prototype
Platform
Accepting
BTC, ETH, XLM
Minimum investment
250 USD
Soft cap
80,000,000 XCLP
Hard cap
560,000,000 XCLP
Country
Whitelist/KYC
KYC & Whitelist
Restricted areas
USA, China
More on ICO
Report

About Chynge.net

Even though banks can transfer money for their customers instantaneously, they often profit from holding these funds as their cash ‘float’. Cross-border payment fees are saddled with hidden fees from corresponding banks, in addition to the already high service fees and large foreign exchange spreads. Further, ever more complex and demanding regulatory compliance requirements on banks drive up the costs of doing transactions; these are then passed onto their customers. The global volume of cross-border payments is estimated at US $2 trn per year of which US $500bn are from migrant workers sending money home to their families. Although the fees for money transfers have dropped by 22% over the past decade, the actual fees remain high at 7-8% of Gross Transaction Value (GTV).

The technology available today including big data, biometrics, artificial intelligence and machine learning, and blockchain has spurred financial technology (FinTech) companies to create new business models and new financial products to change the way we consume financial services. Chynge democratizes payments by making them instant, free, and safe. We mitigate reglatory risks related to money laundering, terrorism financing, corruption and other financial crimes. Our financial inclusive solutions put money back into local communities that can be used for developing infrastructure, education, healthcare, and social programs, to better the lives of our customers and those they love.

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