Ratings Centaure

I like the concept, needs stronger team. Make it work. Goodluck.

Their vision is what the world needs. But what I think is the need for blockchain. Electronic medical records are difficult to connect with different APIs depending on the OS, and I think ERC is not suitable for patient confidentiality.
I will watch how they solve the angry problem.

Team - would like to see more experience in the leadership team. Perhaps advisers could be employed to help with managing the project? Also, no explicit legal, financial or blockchain development knowledge in the team.

Vision - I like the idea, but there is no targeting of the market here. To get some sort of foothold for monetising the platform, it needs to concentrate on one market primarily, prove itself and then expand. For example, it could concentrate on financial advice in, say, the Middle East for expats (a geographical area renowned for charlatans without qualifications selling dodgy pension products to unsuspecting individuals). They could pilot it with a financial adviser from every country in Europe and promote it accordingly, with a smooth sales funnel for the tokens at point of sale (connected to an exchange function) thus keeping the demand high for the service. Once proven, they could expand into legal advice around the globe, medical advice for the yachting community etc, markets that really need this kind of technology. But for the concept to expand, it first needs to be proven. WP could use more financial info, and as for competitors - skype, FaceTime etc provide the same functionality without the tokenised element.

Product - no MVP at this time. This is a must for any project, especially when the underlying concept has already been developed.

Social selling is growing fast with the support of social networks and the concept is interesting as it fulfills the needs of the crowd.

Team is even strong but a bit thin compared to the SOW of the project while advisors are solid and strong. As it has a long journey to go and team members are the only one to work on the project, it should be improved.

MVP looks good to me. Good luck!