{"id":4806,"date":"2025-07-28T19:00:07","date_gmt":"2025-07-28T19:00:07","guid":{"rendered":"https:\/\/icobench.com\/fr\/?p=4806"},"modified":"2025-07-28T18:54:36","modified_gmt":"2025-07-28T18:54:36","slug":"paypal-rend-crypto-accessible-tous","status":"publish","type":"post","link":"https:\/\/icobench.com\/fr\/news\/paypal-rend-crypto-accessible-tous\/","title":{"rendered":"Paypal rend la crypto accessible \u00e0 tous"},"content":{"rendered":"<p>L\u2019annonce a fait l\u2019effet d\u2019une bombe. PayPal propose d\u00e9sormais les paiements en cryptomonnaies \u00e0 tous ses utilisateurs. En tout, ce sont <strong>plus de 430 millions de personnes et de marchands concern\u00e9s<\/strong>.<\/p>\n<p>\u201c<strong>Pay with Crypto<\/strong>\u201d permet de choisir parmi <strong>plus de 100 cryptomonnaies pour acheter sur des sites marchands<\/strong> qui utilisent d\u00e9j\u00e0 l\u2019infrastructure PayPal. Un v\u00e9ritable <strong>bond en avant en mati\u00e8re d\u2019adoption universelle des cryptomonnaies<\/strong>.<\/p>\n<h2><span id=\"crypto_les_marchands_paypal_se_lance_apres_coinbase_et_square\">Crypto les marchands, PayPal se lance apr\u00e8s Coinbase et Square<\/span><\/h2>\n<p>Ce lundi 28 juillet PayPal a annonc\u00e9 \u00ab\u00a0<a href=\"https:\/\/newsroom.paypal-corp.com\/2025-07-28-PayPal-Drives-Crypto-Payments-into-the-Mainstream,-Reducing-Costs-and-Expanding-Global-Commerce\" target=\"_blank\" rel=\"noopener noreferrer\">Pay with Crypto<\/a>\u00a0\u00bb : <strong>l\u2019int\u00e9gration des cryptomonnaies \u00e0 son infrastructure de paiement<\/strong>. Autrement dit, tous les marchands qui utilisent d\u00e9j\u00e0 PayPal pour recevoir des paiements pourront d\u00e9sormais recevoir des paiements en cryptomonnaies.<\/p>\n<p>Inversement, les <strong>650 millions de personnes qui d\u00e9tiennent des cryptomonnaies<\/strong> pourront d\u00e9sormais utiliser leurs actifs num\u00e9riques pour r\u00e9gler leurs achats sur ces sites marchands. En tout, <strong>ils auront le choix parmi plus de 100 cryptomonnaies<\/strong>.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Tired: Paying high transaction fees for international payments. <\/p>\n<p>Wired: Reducing costs up to 90% by offering pay with crypto for payments. <\/p>\n<p>\u2705 Reduce international transaction fees by up to 90%  <br>\u2705 Offer 100+ cryptocurrencies and eligible wallets at checkout<br>\u2705 Get immediate\u2026 <a href=\"https:\/\/t.co\/3XgOXW2Smr\" target=\"_blank\" rel=\"noopener noreferrer\">pic.twitter.com\/3XgOXW2Smr<\/a><\/p>\n<p>\u2014 PayPal (@PayPal) <a href=\"https:\/\/twitter.com\/PayPal\/status\/1949820518615453939?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">July 28, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Ils pourront d\u2019ailleurs connecter des portefeuilles compatibles comme <strong>Kraken<\/strong>, <strong>Coinbase<\/strong>, <strong>OKX<\/strong>, <strong>Binance<\/strong>, <strong>Phantom<\/strong>, <strong>MetaMask<\/strong>, <strong>Exodus<\/strong> et bien d\u2019autres pour acheter en utilisant des cryptos.<\/p>\n<p>Cette int\u00e9gration des cryptos par PayPal rappelle le <a href=\"https:\/\/icobench.com\/fr\/news\/coinbase-payments-stablecoins-e-commerce\/\" rel=\"\">partenariat de Coinbase avec Shopify<\/a> et l\u2019activation des paiements Bitcoin par Square. Cependant, l\u2019ampleur du d\u00e9ploiement PayPal est consid\u00e9rablement plus large. <strong>La fonctionnalit\u00e9 \u201cPay with Crypto\u201d sera activ\u00e9e aux \u00c9tats-Unis au cours des prochaines semaines<\/strong>.<\/p>\n<h2><span id=\"paypal_court-circuite_visa_et_mastercard_avec_pyusd\">PayPal court-circuite Visa et MasterCard avec PYUSD<\/span><\/h2>\n<p>PayPal pr\u00e9cise que Pay with Crypto profite aux petites et moyennes entreprises en pleine croissance. Notamment lorsqu\u2019il est question de s\u2019ouvrir aux march\u00e9s internationaux. PayPal souligne que ce sont <strong>plusieurs milliards en frais de transactions transfrontali\u00e8res<\/strong> <strong>que ces marchands perdent chaque ann\u00e9e<\/strong>.<\/p>\n<p>Avec Pay with Crypto, PayPal leur permet de <strong>contourner les frais de r\u00e9seaux de paiement comme Visa et MasterCard<\/strong>. PayPal promet de proposer des frais 90 % moins \u00e9lev\u00e9s que les alternatives.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-4814 aligncenter\" src=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/PayPal.jpg\" alt=\"PayPal\" width=\"1200\" height=\"600\" srcset=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/PayPal.jpg 1200w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/PayPal-300x150.jpg 300w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/PayPal-1024x512.jpg 1024w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/PayPal-768x384.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/p>\n<p>\u00a0<\/p>\n<p><strong>Au cours de la premi\u00e8re ann\u00e9e, Pay with Crypto ne facturera que 0,99 % en frais<\/strong>. Apr\u00e8s quoi, <strong>les frais applicables monteront jusqu\u2019\u00e0 1,5 %<\/strong>. Ce qui est toujours nettement moins on\u00e9reux que les frais de traitement des paiements par carte.<\/p>\n<h2><span id=\"pyusd_au_coeur_de_linfrastructure_paypal\">PYUSD au c\u0153ur de l\u2019infrastructure PayPal<\/span><\/h2>\n<p>Avec Pay with Crypto, PayPal fait une place centrale \u00e0 son stablecoin adoss\u00e9 au dollar am\u00e9ricain. <strong>Les paiements en cryptos envoy\u00e9s aux marchands sont automatiquement convertis en PYUSD<\/strong>. Les marchands pourront choisir de les convertir en monnaie locale ou de conserver les PYUSD.<\/p>\n<p>De plus, <strong>les utilisateurs PayPal qui conservent du PYUSD dans leurs portefeuilles PayPal b\u00e9n\u00e9ficieront d\u2019un rendement de 4 %<\/strong>. Un moyen pour la firme fintech d\u2019acc\u00e9l\u00e9rer l\u2019adoption de son stablecoin aupr\u00e8s des marchands et des particuliers.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-4813 aligncenter\" src=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/PayPal-PYUSD.jpg\" alt=\"PayPal PYUSD\" width=\"1200\" height=\"600\" srcset=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/PayPal-PYUSD.jpg 1200w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/PayPal-PYUSD-300x150.jpg 300w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/PayPal-PYUSD-1024x512.jpg 1024w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/PayPal-PYUSD-768x384.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/p>\n<p>\u00a0<\/p>\n<p>PayPal se donne pour mission de proposer une plateforme ouverte dont les marchands b\u00e9n\u00e9ficient. Accepter les paiements en crypto leur permet d\u2019am\u00e9liorer leurs marges de profit. D\u2019une part, <strong>en r\u00e9duisant les frais de transaction<\/strong> et d\u2019autre part, <strong>en profitant du rendement du PYUSD<\/strong>.<\/p>\n<p>Rappelons qu\u2019en termes de capitalisation de march\u00e9, <strong>PYUSD p\u00e8se un peu moins de 900 millions $<\/strong>. Un score qui le place devant <strong>RLUSD de Ripple \u00e0 600 millions $<\/strong>, mais loin derri\u00e8re les mastodontes comme <strong>USDC \u00e0 63 milliards $<\/strong> et <strong>USDT \u00e0 163 milliards $<\/strong> de capitalisation respectivement.<\/p>\n<hr>\n<p>Sources : <a href=\"https:\/\/www.theblock.co\/post\/364402\/paypal-unveils-payment-option-enabling-small-businesses-to-accept-over-100-cryptocurrencies-using-pyusd\" target=\"_blank\" rel=\"noopener noreferrer\">theblock.co<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019annonce a fait l\u2019effet d\u2019une bombe. PayPal propose d\u00e9sormais les paiements en cryptomonnaies \u00e0 tous ses utilisateurs. En tout,&#8230;<\/p>\n","protected":false},"author":224,"featured_media":4808,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-4806","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Paypal rend la crypto accessible \u00e0 tous<\/title>\n<meta name=\"description\" content=\"Avec \u201cPay with Crypto\u201d, PayPal ouvre l\u2019acc\u00e8s \u00e0 son infrastructure de paiements \u00e0 plus de 650 millions de crypto-enthousiastes\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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