{"id":3037,"date":"2025-07-03T16:30:58","date_gmt":"2025-07-03T16:30:58","guid":{"rendered":"https:\/\/icobench.com\/fr\/?p=3037"},"modified":"2025-07-03T16:09:39","modified_gmt":"2025-07-03T16:09:39","slug":"kbc-sparkassen-banques-trading-crypto","status":"publish","type":"post","link":"https:\/\/icobench.com\/fr\/news\/kbc-sparkassen-banques-trading-crypto\/","title":{"rendered":"KBC, Sparkassen : ces banques qui vont proposer le trading crypto"},"content":{"rendered":"<p>Historiquement, les banques se sont oppos\u00e9es \u00e0 la fourniture de services et de produits en rapport avec les cryptomonnaies. Depuis peu, <strong>la tendance semble s\u2019inverser en Europe<\/strong> et dans le reste du monde.<\/p>\n<p>La <strong>banque allemande Sparkassen<\/strong> et la <strong>banque belge KBC<\/strong> se pr\u00e9parent \u00e0 lancer des services de trading crypto pour leurs clients.<\/p>\n<h2><span id=\"les_banques_adoptent_la_cryptomonnaie\">Les banques adoptent la cryptomonnaie<\/span><\/h2>\n<p>Il n\u2019y a pas si longtemps, <strong>les banques consid\u00e9raient les cryptomonnaies comme des actifs hautement sp\u00e9culatifs<\/strong>. Les crypto-enthousiastes ont souvent \u00e9t\u00e9 contraints d\u2019op\u00e9rer en marge du syst\u00e8me bancaire traditionnel.<\/p>\n<p>C\u2019est ce vide qui a cr\u00e9\u00e9 les conditions n\u00e9cessaires au d\u00e9veloppement des plateformes d\u2019\u00e9change qui ont conquis le march\u00e9. Aujourd\u2019hui, les banques traditionnelles semblent avoir chang\u00e9 d\u2019avis. <strong>D\u00e9sormais, la volatilit\u00e9 r\u00e9duite des principaux actifs crypto en font des investissements viables<\/strong>.<\/p>\n<p>De plus, le vote de la <strong>r\u00e9glementation europ\u00e9enne MiCA<\/strong> a permis de <strong>l\u00e9gitimer les cryptomonnaies<\/strong>. Aussi, les inqui\u00e9tudes en termes de blanchiment d\u2019argent sont largement apais\u00e9es.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-3041 aligncenter\" src=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Banque.jpg\" alt=\"Banque\" width=\"1200\" height=\"600\" srcset=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Banque.jpg 1200w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Banque-300x150.jpg 300w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Banque-1024x512.jpg 1024w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Banque-768x384.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/p>\n<p><strong>Les banques doivent r\u00e9pondre \u00e0 la demande de leur client\u00e8le<\/strong>. Elles n\u2019ont pas d\u2019autre choix que de <a href=\"https:\/\/icobench.com\/fr\/news\/bbva-exhorte-clients-investir-crypto\/\" rel=\"\">d\u00e9velopper leur offre<\/a> pour r\u00e9pondre \u00e0 cette demande toujours plus grande. Et partout en Europe, les banques traditionnelles se mettent au pas.<\/p>\n<h2><span id=\"kbc_va_proposer_bitcoin_et_ethereum_via_bolero\">KBC va proposer Bitcoin et Ethereum via Bolero<\/span><\/h2>\n<p>La banque <strong>KBC est la premi\u00e8re \u00e0 proposer des services crypto en Belgique<\/strong>. Les clients de la banque pourront utiliser la plateforme d\u2019investissement <a href=\"https:\/\/www.bolero.be\/fr\/marches-et-produits\/produits\" target=\"_blank\" rel=\"noopener noreferrer\">Bolero<\/a> pour acheter du Bitcoin et de l\u2019Ethereum.<\/p>\n<p>KBC a choisi de proposer <strong>les deux principales cryptomonnaies par capitalisation<\/strong>. Le choix de BTC et ETH est aussi soutenu par la volatilit\u00e9 r\u00e9duite de ces deux actifs.<\/p>\n<p>Pour l\u2019instant, KBC en est encore \u00e0 la phase de planification. <strong>La banque a introduit une demande aupr\u00e8s des r\u00e9gulateurs belges<\/strong>. Si elle re\u00e7oit l\u2019aval, KBC sera en mesure de proposer les investissements en crypto dans un cadre s\u00e9curis\u00e9.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-3042 aligncenter\" src=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Trading-crypto.jpg\" alt=\"Trading crypto\" width=\"1200\" height=\"600\" srcset=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Trading-crypto.jpg 1200w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Trading-crypto-300x150.jpg 300w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Trading-crypto-1024x512.jpg 1024w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Trading-crypto-768x384.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/p>\n<h2><span id=\"les_sparkassen_a_la_conquete_des_investisseurs_crypto_allemands\">Les Sparkassen \u00e0 la conqu\u00eate des investisseurs crypto allemands<\/span><\/h2>\n<p>En Allemagne, c\u2019est <strong>le groupe Sparkassen qui pr\u00e9pare une offre de trading crypto pour l\u2019\u00e9t\u00e9 2026<\/strong>. Le groupe compte 50 millions de clients auxquels il permettra d\u00e9sormais d\u2019acheter des cryptomonnaies \u00e0 travers son application.<\/p>\n<p>En plus de <strong>BTC<\/strong> et <strong>ETH<\/strong>, l\u2019application devrait permettre d\u2019acheter d\u2019autres actifs num\u00e9riques. La banque souligne toutefois que <strong>les clients seront avertis des risques inh\u00e9rents des investissements crypto<\/strong>. Y compris le risque de tout perdre.<\/p>\n<p>Sparkassen n\u2019est pas la premi\u00e8re banque allemande \u00e0 se lancer dans l\u2019industrie crypto. D\u00e9j\u00e0, <strong>DZ Bank<\/strong> et <strong>Landesbank Baden-W\u00fcrttemberg<\/strong> pr\u00e9parent des solutions de conservation d\u2019actifs depuis quelques mois.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-3044 aligncenter\" src=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Bitcoin-Euro.jpg\" alt=\"Bitcoin Euro\" width=\"1200\" height=\"600\" srcset=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Bitcoin-Euro.jpg 1200w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Bitcoin-Euro-300x150.jpg 300w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Bitcoin-Euro-1024x512.jpg 1024w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/07\/Bitcoin-Euro-768x384.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/p>\n<h2><span id=\"les_banques_rattrapent_leur_retard\">Les banques rattrapent leur retard ?<\/span><\/h2>\n<p>En Europe, l\u2019entr\u00e9e en vigueur de la MiCA permet aux banques de rattraper leur retard. <strong>De plus en plus de banques pr\u00e9voient des produits et des services crypto<\/strong> pour r\u00e9pondre \u00e0 la demande de leurs clients.<\/p>\n<p>D\u2019apr\u00e8s les analystes, <strong>c\u2019est une question de survie pour ces institutions financi\u00e8res.<\/strong> En effet, la primaut\u00e9 des plateformes d\u2019\u00e9changes pourrait devenir une menace. Surtout dans un contexte o\u00f9 <strong>ces plateformes proposent d\u00e9sormais des cartes de paiement et d\u2019autres services bancaires<\/strong>.<\/p>\n<hr>\n<p>Sources : <a href=\"https:\/\/www.lecho.be\/entreprises\/banques\/kbc-va-proposer-des-cryptos-a-ses-clients-une-premiere-pour-une-grande-banque-belge\/10614132.html\" target=\"_blank\" rel=\"noopener noreferrer\">lecho.be<\/a>, <a href=\"https:\/\/watcher.guru\/news\/german-banking-group-sparkassen-adds-crypto-trading-service\" target=\"_blank\" rel=\"noopener noreferrer\">watcher.guru<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Historiquement, les banques se sont oppos\u00e9es \u00e0 la fourniture de services et de produits en rapport avec les cryptomonnaies&#8230;.<\/p>\n","protected":false},"author":224,"featured_media":3043,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-3037","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>KBC, Sparkassen : ces banques qui vont proposer le trading crypto<\/title>\n<meta name=\"description\" content=\"De plus en plus de banques proposent des services crypto pour faire face \u00e0 une demande grandissante de leur client\u00e8le\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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