{"id":2782,"date":"2025-06-27T18:45:56","date_gmt":"2025-06-27T18:45:56","guid":{"rendered":"https:\/\/icobench.com\/fr\/?p=2782"},"modified":"2025-06-27T16:37:19","modified_gmt":"2025-06-27T16:37:19","slug":"kraken-transferts-argent-p2p","status":"publish","type":"post","link":"https:\/\/icobench.com\/fr\/news\/kraken-transferts-argent-p2p\/","title":{"rendered":"Kraken veut conqu\u00e9rir les transferts d&rsquo;argent P2P"},"content":{"rendered":"<p>La plateforme d\u2019\u00e9change <strong>Kraken mise sur les paiements peer-to-peer<\/strong>. Elle vient de lancer Krak, une application qui permet d\u2019envoyer de l\u2019argent partout sur la plan\u00e8te, instantan\u00e9ment et sans frais.<\/p>\n<p>Krak cherche \u00e0 <strong>d\u00e9mocratiser l\u2019utilisation des stablecoins pour les paiements entre particuliers<\/strong> et les transferts d\u2019argent transfrontaliers. En effet, l\u2019application ne requiert ni portefeuille crypto, ni compte bancaire pour envoyer et recevoir des fonds.<\/p>\n<h2><span id=\"krak_transferer_de_largent_fiat_et_crypto_sans_frais\">Krak, transf\u00e9rer de l\u2019argent fiat et crypto sans frais<\/span><\/h2>\n<p>Apr\u00e8s <strong>l\u2019obtention de sa licence MiCA en Irlande<\/strong>, la plateforme d\u2019\u00e9change Kraken s\u2019attaque aux transferts d\u2019argent entre particuliers. L\u2019application <a href=\"https:\/\/www.kraken.com\/fr-fr\/krak\" target=\"_blank\" rel=\"noopener noreferrer\">Krak<\/a> permet d\u2019envoyer de l\u2019argent \u00e0 n\u2019importe qui, n\u2019importe o\u00f9 et sans frais.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Kraken is now MiCA licensed \u2705<\/p>\n<p>Greenlit by the Central Bank of Ireland, we're cleared to operate across all 30 EEA states.<\/p>\n<p>License secured. EU expansion unlocked.<\/p>\n<p>Let\u2019s build \ud83c\uddea\ud83c\uddfa \u2935\ufe0f <a href=\"https:\/\/t.co\/nrYYVmJueU\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/t.co\/nrYYVmJueU<\/a> <a href=\"https:\/\/t.co\/IV6Bz1wHeJ\" target=\"_blank\" rel=\"noopener noreferrer\">pic.twitter.com\/IV6Bz1wHeJ<\/a><\/p>\n<p>\u2014 Kraken Exchange (@krakenfx) <a href=\"https:\/\/twitter.com\/krakenfx\/status\/1937944560165908926?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">June 25, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Que l\u2019on souhaite <strong>envoyer des fonds en monnaie fiduciaire ou en cryptomonnaie<\/strong>, c\u2019est <strong>aussi simple que d\u2019envoyer un message priv\u00e9<\/strong>. Telle est la promesse de l\u2019application d\u00e9velopp\u00e9e par Kraken.<\/p>\n<p>D\u00e8s son lancement, Krak propose ses services dans <strong>160 pays<\/strong> et prend en compte plus de <strong>300 devises et actifs num\u00e9riques<\/strong>. Elle garantit des transferts instantan\u00e9s et gratuits, sans frais cach\u00e9s et sans restriction.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Introducing <a href=\"https:\/\/twitter.com\/Krak?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">@Krak<\/a>. The money app for people who want more.<\/p>\n<p>More ways to pay <br>More freedom to send <br>More opportunities to grow <br>More rewards and money in your pocket<\/p>\n<p>Get Krak \ud83d\udc47<a href=\"https:\/\/t.co\/iGnDkIQmVb\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/t.co\/iGnDkIQmVb<\/a> <a href=\"https:\/\/t.co\/fwac24S2XR\" target=\"_blank\" rel=\"noopener noreferrer\">pic.twitter.com\/fwac24S2XR<\/a><\/p>\n<p>\u2014 Krak (@Krak) <a href=\"https:\/\/twitter.com\/Krak\/status\/1938225001796108399?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">June 26, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Les seules restrictions concernent les sommes pouvant \u00eatre envoy\u00e9es <strong>en fonction du niveau de v\u00e9rification du compte<\/strong>.<\/p>\n<p>Les nouveaux utilisateurs peuvent t\u00e9l\u00e9charger l\u2019application, choisir un identifiant et d\u00e9poser des fonds en fiat ou en crypto en quelques instants. <strong>Les transferts sont 100 % gratuits<\/strong> et les montants affich\u00e9s \u00e0 l\u2019envoi correspondent aux montants re\u00e7us par les destinataires.<\/p>\n<p>Le service Krak pr\u00e9voit \u00e9galement le lancement d\u2019une <a href=\"https:\/\/icobench.com\/fr\/news\/crypto-summit-2025-3-annonces-majeures-coinbase\/\" rel=\"\">carte de paiement<\/a> qui sera directement li\u00e9e au solde du compte Krak. En somme, c\u2019est un syst\u00e8me tout-en-un qui pr\u00e9voit des rampes d\u2019acc\u00e8s et de d\u00e9barquement simples pour <strong>les personnes qui veulent acheter des actifs crypto et d\u00e9penser en fiat<\/strong>.<\/p>\n<h2><span id=\"des_mecanismes_de_remuneration_avantageux\">Des m\u00e9canismes de r\u00e9mun\u00e9ration avantageux<\/span><\/h2>\n<p>En plus d\u2019\u00eatre un service de transfert d\u2019argent, Krak cherche \u00e0 attirer les utilisateurs avec <strong>ses m\u00e9canismes d\u2019\u00e9pargne<\/strong>.<\/p>\n<p>Dans son application Krak, la plateforme d\u2019\u00e9change Kraken a d\u00e9ploy\u00e9 la fonctionnalit\u00e9 \u201c<strong>Auto Earn<\/strong>\u201d. En l\u2019activant, les utilisateurs peuvent choisir de participer au <strong>staking<\/strong>, d\u2019obtenir <strong>les r\u00e9compenses USDG<\/strong> ou de s\u2019inscrire aux <strong>r\u00e9compenses passives de Kraken<\/strong>.<\/p>\n<p>En tout, il est possible d\u2019obtenir <strong>un taux annuel effectif global de 10 % sur l\u2019ensemble des actifs \u00e9ligibles<\/strong>. Le programme \u201cAuto Earn\u201d de Krak ne n\u00e9cessite pas de s\u00e9questration de fonds. Les utilisateurs peuvent donc continuer de gagner et de d\u00e9penser comme bon leur semble.<\/p>\n<p>Sans oublier que <strong>chaque transaction sur l\u2019application<\/strong> peut donner droit \u00e0 <strong>des cashbacks en crypto<\/strong>.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-2785 aligncenter\" src=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/06\/Kraken-lance-son-app-Krak.jpg\" alt=\"Kraken lance son app Krak\" width=\"1200\" height=\"600\" srcset=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/06\/Kraken-lance-son-app-Krak.jpg 1200w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/06\/Kraken-lance-son-app-Krak-300x150.jpg 300w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/06\/Kraken-lance-son-app-Krak-1024x512.jpg 1024w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/06\/Kraken-lance-son-app-Krak-768x384.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/p>\n<h2><span id=\"conquerir_les_transferts_dargent_pour_democratiser_la_crypto\">Conqu\u00e9rir les transferts d\u2019argent pour d\u00e9mocratiser la crypto<\/span><\/h2>\n<p>Pendant longtemps, la crypto \u00e9tait confront\u00e9e au manque de cas pratiques d\u2019utilisation. Aujourd\u2019hui, les infrastructures permettant de d\u00e9ployer <strong>un r\u00e9seau mondial de transfert d\u2019argent <\/strong>existent.<\/p>\n<p>Avec sa nouvelle application, <strong>Kraken cherche \u00e0 se positionner en tant que pionnier<\/strong>. La possibilit\u00e9 d\u2019envoyer de l\u2019argent instantan\u00e9ment et sans frais est un argument commercial de taille.<\/p>\n<p>Hormis les d\u00e9penses du quotidien et le transfert d\u2019argent entre connaissances proches, cette application pourrait \u00eatre largement adopt\u00e9e par les professionnels. Mais surtout, elle pourrait devenir <strong>une alternative pratique pour les transferts de fonds internationaux<\/strong>.<\/p>\n<p>Tout particuli\u00e8rement <strong>dans les \u00e9conomies \u00e9mergentes<\/strong>, l\u2019application pourrait rapidement se substituer aux m\u00e9thodes traditionnelles et co\u00fbteuses d\u2019envoyer de l\u2019argent.<\/p>\n<hr>\n<p>Sources : <a href=\"https:\/\/www.kraken.com\/fr\/features\/auto-earn\" target=\"_blank\" rel=\"noopener noreferrer\">kraken.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La plateforme d\u2019\u00e9change Kraken mise sur les paiements peer-to-peer. Elle vient de lancer Krak, une application qui permet d\u2019envoyer&#8230;<\/p>\n","protected":false},"author":224,"featured_media":2784,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[50],"class_list":["post-2782","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-kraken","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kraken veut conqu\u00e9rir les transferts d&#039;argent P2P<\/title>\n<meta name=\"description\" content=\"Avec son application Krak, la plateforme d&#039;\u00e9change Kraken cherche \u00e0 dominer les transferts d&#039;argent entre particuliers\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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