{"id":2115,"date":"2025-06-19T14:46:45","date_gmt":"2025-06-19T14:46:45","guid":{"rendered":"https:\/\/icobench.com\/fr\/?p=2115"},"modified":"2025-06-19T14:46:45","modified_gmt":"2025-06-19T14:46:45","slug":"coinbase-payments-stablecoins-e-commerce","status":"publish","type":"post","link":"https:\/\/icobench.com\/fr\/news\/coinbase-payments-stablecoins-e-commerce\/","title":{"rendered":"Coinbase Payments, les stablecoins au service de l&rsquo;e-commerce"},"content":{"rendered":"<p>Coinbase part \u00e0 la <strong>conqu\u00eate de l\u2019e-commerce avec Coinbase Payments<\/strong>. Une solution d\u00e9ploy\u00e9e en partenariat avec Stripe et Shopify pour simplifier l\u2019utilisation des stablecoins en e-commerce.<\/p>\n<p>Gr\u00e2ce \u00e0 Coinbase Payments, toutes les boutiques Shopify pourront d\u00e9sormais accepter des paiements en crypto sans friction. Une innovation qui menace de <strong>ravir les parts de march\u00e9 des cartes de paiement Visa et MasterCard<\/strong>.<\/p>\n<h2><span id=\"des_paiements_en_stablecoins_en_toute_simplicite\">Des paiements en stablecoins en toute simplicit\u00e9<\/span><\/h2>\n<p>C\u2019\u00e9tait l\u2019une des trois grandes annonces du Crypto Summit 2025. D\u00e9sormais, les paiements en stablecoins avec Coinbase sont d\u00e9sormais disponibles. La plateforme d\u2019\u00e9change am\u00e9ricaine continue dans <strong>sa strat\u00e9gie d\u2019adoption universelle de la cryptomonnaie<\/strong> en s\u2019attaquant aux paiements sur Shopify.<\/p>\n<p>En optant pour le CMS e-commerce comme partenaire, Coinbase cherche \u00e0 capturer un public bien d\u00e9fini. En effet, il y a <strong>des milliers de petites et moyennes entreprises am\u00e9ricaines<\/strong> qui op\u00e8rent sur Shopify. Des op\u00e9rateurs \u00e9conomiques pour lesquels les paiements par carte ont toujours \u00e9t\u00e9 un casse-t\u00eate.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Platforms using <a href=\"https:\/\/twitter.com\/stripe?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">@Stripe<\/a> Connect can now offer stablecoin payments to their users!<\/p>\n<p>This means businesses can:<br>\ud83c\udf0e reach more markets<br>\ud83d\udcb0 at lower cost<\/p>\n<p>First out of the gate is <a href=\"https:\/\/twitter.com\/Shopify?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">@shopify<\/a>, enabling millions of their merchants to accept payments in USDC! <a href=\"https:\/\/t.co\/SDoABDz5uI\" target=\"_blank\" rel=\"noopener noreferrer\">pic.twitter.com\/SDoABDz5uI<\/a><\/p>\n<p>\u2014 Jen (@BackseatVC) <a href=\"https:\/\/twitter.com\/BackseatVC\/status\/1933231262585475143?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">June 12, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Coinbase a sp\u00e9cifiquement con\u00e7u sa solution Coinbase Payments pour <strong>se greffer sur les m\u00eames conduits que les paiements par carte<\/strong>. Autrement dit, les PME pourront activer les paiements par stablecoins USDC sans n\u00e9cessiter un quelconque savoir-faire technique.<\/p>\n<p>Le d\u00e9ploiement de Coinbase Payments pourrait donc \u00eatre une menace directe pour les cartes de paiement comme Visa et MasterCard. Apr\u00e8s tout, les paiements par cryptomonnaies <strong>r\u00e9duisent consid\u00e9rablement le temps de traitement<\/strong> <strong>et les frais<\/strong> traditionnellement associ\u00e9s \u00e0 ce type de transactions.<\/p>\n<h2><span id=\"une_industrie_de_6_billions_de_dollars\">Une industrie de 6 billions de dollars<\/span><\/h2>\n<p>D\u2019apr\u00e8s <a href=\"https:\/\/www.shopify.com\/blog\/global-ecommerce-sales\" target=\"_blank\" rel=\"noopener noreferrer\">un rapport de Shopify<\/a>, l\u2019e-commerce mondial est une industrie qui p\u00e8se plus de 6 billions de dollars. Autrement dit, c\u2019est le parfait terreau pour le d\u00e9ploiement de solutions de paiements innovantes.<\/p>\n<p>L\u2019approche de Coinbase rappelle <a href=\"https:\/\/icobench.com\/fr\/news\/ant-international-conquete-des-stablecoins-asie\/\" rel=\"\">les projets similaires<\/a> port\u00e9s par des g\u00e9ants de l\u2019e-commerce en Asie et en Am\u00e9rique. Qu\u2019il s\u2019agisse de JD.com, d\u2019Ant International, de Walmart ou d\u2019Amazon, c\u2019est une course \u00e0 l\u2019adoption qui se lance d\u00e9sormais.<\/p>\n<p>La diff\u00e9rence majeure tient au fait que <strong>les multinationales de l\u2019e-commerce misent sur le d\u00e9ploiement de leurs propres stablecoins<\/strong> plut\u00f4t que l\u2019adoption de devises num\u00e9riques existantes.<\/p>\n<p>L\u2019annonce de Coinbase intervient au moment o\u00f9 <strong>le GENIUS Act vient de passer le S\u00e9nat<\/strong> et pourrait \u00eatre ratifi\u00e9 par le pr\u00e9sident am\u00e9ricain dans les prochains jours.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-2118 aligncenter\" src=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/06\/Shopify-Shop.jpg\" alt=\"Shopify Shop\" width=\"1200\" height=\"600\" srcset=\"https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/06\/Shopify-Shop.jpg 1200w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/06\/Shopify-Shop-300x150.jpg 300w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/06\/Shopify-Shop-1024x512.jpg 1024w, https:\/\/icobench.com\/fr\/wp-content\/uploads\/sites\/5\/2025\/06\/Shopify-Shop-768x384.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/p>\n<h2><span id=\"une_expansion_prochaine\">Une expansion prochaine ?<\/span><\/h2>\n<p>En choisissant Shopify et Stripe, Coinbase conclut des partenariats qui l\u2019aideront \u00e0 capturer le march\u00e9. En effet, <strong>Shopify op\u00e8re dans plus de 175 pays<\/strong> et h\u00e9berge des millions de boutiques \u00e0 travers le monde.<\/p>\n<p>Pour sa part, le processeur de paiements <a href=\"https:\/\/privy.io\/blog\/announcing-our-acquisition-by-stripe\" target=\"_blank\" rel=\"noopener noreferrer\">Stripe a r\u00e9cemment acquis Privy<\/a>. Avec Privy, les utilisateurs sont en mesure de cr\u00e9er et d\u2019int\u00e9grer des portefeuilles crypto sans aucun savoir-faire technique. Cette solution permettra donc de <strong>simplifier l\u2019acceptation des paiements en crypto<\/strong>, notamment en stablecoins.<\/p>\n<p>Pr\u00e9cisons que Coinbase Payments a \u00e9t\u00e9 d\u00e9velopp\u00e9 pour <strong>r\u00e9pondre aux besoins sp\u00e9cifiques de l\u2019e-commerce<\/strong>. D\u00e9ploy\u00e9 sur Base, un L-2 Ethereum, le syst\u00e8me de paiement pr\u00e9voit la gestion des retours, des annulations de commande et la gestion des inventaires.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Brian and Tobi met to figure out how to bring crypto payments mainstream. The answer is the Commerce Payments Protocol, built on Base with <a href=\"https:\/\/twitter.com\/Shopify?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">@Shopify<\/a>.<a href=\"https:\/\/twitter.com\/brian_armstrong?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">@brian_armstrong<\/a> on CNBC: <a href=\"https:\/\/t.co\/E6poIJ5Rib\" target=\"_blank\" rel=\"noopener noreferrer\">pic.twitter.com\/E6poIJ5Rib<\/a><\/p>\n<p>\u2014 Base (@base) <a href=\"https:\/\/twitter.com\/base\/status\/1935390526108471599?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">June 18, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>En somme, Coinbase Payments <strong>booste la fonctionnalit\u00e9 des paiements en stablecoins<\/strong> dans le contexte des op\u00e9rations en plusieurs \u00e9tapes du commerce en ligne.<\/p>\n<hr>\n<p>Sources : <a href=\"https:\/\/www.coinbase.com\/blog\/powering-the-future-of-ecommerce-introducing-coinbase-payments\" target=\"_blank\" rel=\"noopener noreferrer\">Coinbase<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Coinbase part \u00e0 la conqu\u00eate de l\u2019e-commerce avec Coinbase Payments. Une solution d\u00e9ploy\u00e9e en partenariat avec Stripe et Shopify&#8230;<\/p>\n","protected":false},"author":224,"featured_media":2151,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[22],"class_list":["post-2115","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-coinbase","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Coinbase Payments, les stablecoins au service de l&#039;e-commerce<\/title>\n<meta name=\"description\" content=\"Avec Coinbase Payments, la plateforme d&#039;\u00e9change am\u00e9ricaine s&#039;allie \u00e0 Shopify et Stripe pour des paiements en stablecoins\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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