{"id":4027,"date":"2025-09-18T06:00:01","date_gmt":"2025-09-18T06:00:01","guid":{"rendered":"https:\/\/icobench.com\/es\/?p=4027"},"modified":"2025-09-17T12:22:49","modified_gmt":"2025-09-17T12:22:49","slug":"google-lanza-un-protocolo-de-pagos-para-compras-gestionadas-por-ia","status":"publish","type":"post","link":"https:\/\/icobench.com\/es\/news\/google-lanza-un-protocolo-de-pagos-para-compras-gestionadas-por-ia\/","title":{"rendered":"Google lanza un protocolo de pagos para compras gestionadas por IA"},"content":{"rendered":"<article class=\"text-token-text-primary w-full focus:outline-none scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:e5c8811f-17e3-439a-8ad1-4d70d4986568-0\" data-testid=\"conversation-turn-2\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"c102ae0b-3d90-4728-8b41-625840c323eb\" data-message-model-slug=\"gpt-4o\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words dark markdown-new-styling\">\n<p data-start=\"71\" data-end=\"508\"><strong data-start=\"71\" data-end=\"128\">Google ha presentado el Agent Payments Protocol (AP2)<\/strong>, una iniciativa de c\u00f3digo abierto que permitir\u00e1 a los agentes de inteligencia artificial realizar compras de forma automatizada, segura y cumpliendo con la normativa vigente. El anuncio se hizo oficial este 17 de septiembre y marca un paso clave en la integraci\u00f3n del comercio aut\u00f3nomo impulsado por IA con los sistemas financieros tradicionales y el ecosistema de criptomonedas.<\/p>\n<h3 data-start=\"510\" data-end=\"580\"><span id=\"un_lenguaje_comun_para_las_transacciones_entre_agentes_y_comercios\">Un lenguaje com\u00fan para las transacciones entre agentes y comercios<\/span><\/h3>\n<p data-start=\"582\" data-end=\"811\">Seg\u00fan explicaron los ejecutivos de Google Stavan Parikh y Rao Surapaneni, AP2 es \u201cun protocolo abierto y compartido que proporciona un lenguaje com\u00fan para facilitar transacciones seguras y conformes entre agentes y comerciantes\u201d.<\/p>\n<p data-start=\"813\" data-end=\"872\">El sistema introduce un proceso de aprobaci\u00f3n en dos fases:<\/p>\n<ul data-start=\"873\" data-end=\"1134\">\n<li data-start=\"873\" data-end=\"1005\">\n<p data-start=\"875\" data-end=\"1005\"><strong data-start=\"875\" data-end=\"899\">Mandato de intenci\u00f3n<\/strong>: el usuario solicita algo, como \u201cencuentra una corbata de lunares\u201d o \u201creserva un viaje de fin de semana\u201d.<\/p>\n<\/li>\n<li data-start=\"1006\" data-end=\"1134\">\n<p data-start=\"1008\" data-end=\"1134\"><strong data-start=\"1008\" data-end=\"1029\">Mandato de compra<\/strong>: el agente de IA presenta la selecci\u00f3n final y confirma con el usuario antes de ejecutar la transacci\u00f3n.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1136\" data-end=\"1436\">Cada operaci\u00f3n genera una pista verificable con firmas criptogr\u00e1ficas, lo que garantiza tanto la autenticidad como la imposibilidad de negar una operaci\u00f3n ya realizada. El protocolo completo ha sido publicado en GitHub para que desarrolladores de todo el mundo puedan adoptarlo o crear sobre su base.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Announcing Agent Payments Protocol (AP2), an open, shared protocol that provides a common language for secure, compliant transactions between agents and merchants.<\/p>\n<p>AP2 can be used as an extension of the A2A protocol and MCP. Learn how it works \u2193 <a href=\"https:\/\/t.co\/RBFzpU2qUI\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/t.co\/RBFzpU2qUI<\/a><\/p>\n<p>\u2014 Google Cloud Tech (@GoogleCloudTech) <a href=\"https:\/\/twitter.com\/GoogleCloudTech\/status\/1967942818065768558?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener noreferrer\">September 16, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h3 data-start=\"1438\" data-end=\"1495\"><span id=\"colaboracion_entre_gigantes_de_coinbase_a_mastercard\">Colaboraci\u00f3n entre gigantes: de Coinbase a Mastercard<\/span><\/h3>\n<p data-start=\"1497\" data-end=\"1859\">El desarrollo de AP2 no es un esfuerzo exclusivo de Google. Han participado <strong data-start=\"1573\" data-end=\"1593\">m\u00e1s de 60 socios<\/strong>, entre ellos <strong data-start=\"1607\" data-end=\"1680\">Coinbase, la Fundaci\u00f3n Ethereum, Mastercard, PayPal, American Express<\/strong>, y compa\u00f1\u00edas tecnol\u00f3gicas como Salesforce y Adobe. Esta alianza busca unir dos mundos que hasta ahora operaban en paralelo: el de las finanzas tradicionales y el universo cripto.<\/p>\n<p data-start=\"1861\" data-end=\"2151\">Coinbase se encargar\u00e1 de facilitar los pagos en <strong data-start=\"1909\" data-end=\"1924\">stablecoins<\/strong> dentro del protocolo, mientras que la Fundaci\u00f3n Ethereum garantiza su compatibilidad con esta red. Esto adquiere especial relevancia en un momento en que el mercado de stablecoins ya supera los <strong data-start=\"2119\" data-end=\"2150\">289.000 millones de d\u00f3lares<\/strong>.<\/p>\n<p data-start=\"2153\" data-end=\"2403\">Eric Reppel, responsable de plataformas de desarrollo en Coinbase, se\u00f1al\u00f3 que \u201cAP2 y el protocolo x402 demuestran que los pagos entre agentes ya no son una prueba experimental, sino sistemas reales sobre los que los desarrolladores pueden construir\u201d.<\/p>\n<h3 data-start=\"2405\" data-end=\"2439\"><span id=\"pagos_unificados_y_verificados\">Pagos unificados y verificados<\/span><\/h3>\n<p data-start=\"2441\" data-end=\"2658\">El <strong data-start=\"2444\" data-end=\"2462\">protocolo x402<\/strong>, tambi\u00e9n desarrollado con participaci\u00f3n de Coinbase, es clave para que AP2 pueda integrar pagos con tarjetas de cr\u00e9dito, d\u00e9bito y stablecoins dentro de un mismo marco de seguridad y verificaci\u00f3n.<\/p>\n<p data-start=\"2660\" data-end=\"2932\">Con este sistema, Google aspira a establecer un est\u00e1ndar para las futuras compras automatizadas realizadas por IA, en las que los agentes podr\u00e1n actuar de forma aut\u00f3noma pero bajo control humano, respetando las normativas y garantizando la trazabilidad de cada movimiento.<\/p>\n<h3 data-start=\"2934\" data-end=\"2969\"><span id=\"el_futuro_del_comercio_autonomo\">El futuro del comercio aut\u00f3nomo<\/span><\/h3>\n<p data-start=\"2971\" data-end=\"3201\">El lanzamiento de AP2 refleja la ambici\u00f3n de Google por liderar la pr\u00f3xima etapa del comercio digital, donde la inteligencia artificial no solo busca productos o gestiona carritos, sino que puede completar compras de forma segura.<\/p>\n<p data-start=\"3203\" data-end=\"3460\" data-is-last-node=\"\" data-is-only-node=\"\">Al combinar la <strong data-start=\"3218\" data-end=\"3275\">velocidad y transparencia de la tecnolog\u00eda blockchain<\/strong> con el alcance global de las finanzas tradicionales, <strong data-start=\"3329\" data-end=\"3459\">Google se posiciona como actor clave en el desarrollo de una infraestructura com\u00fan para las transacciones aut\u00f3nomas del futuro<\/strong>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex min-h-[46px] justify-start\"><\/div>\n<\/div>\n<\/div>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>Google ha presentado el Agent Payments Protocol (AP2), una iniciativa de c\u00f3digo abierto que permitir\u00e1 a los agentes de&#8230;<\/p>\n","protected":false},"author":257,"featured_media":4028,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","inline_featured_image":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-4027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Google lanza un protocolo de pagos para compras gestionadas por IA<\/title>\n<meta name=\"description\" content=\"Al combinar la velocidad y transparencia de la tecnolog\u00eda blockchain con el alcance global de las finanzas tradicionales, Google se posiciona como actor clave en el desarrollo de una infraestructura com\u00fan para las transacciones aut\u00f3nomas del futuro.\" \/>\n<meta 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