{"id":3598,"date":"2025-09-06T08:05:39","date_gmt":"2025-09-06T08:05:39","guid":{"rendered":"https:\/\/icobench.com\/es\/?p=3598"},"modified":"2025-12-26T15:19:47","modified_gmt":"2025-12-26T15:19:47","slug":"stripe-presenta-tempo-su-blockchain-para-pagos-globales-con-stablecoins","status":"publish","type":"post","link":"https:\/\/icobench.com\/es\/news\/stripe-presenta-tempo-su-blockchain-para-pagos-globales-con-stablecoins\/","title":{"rendered":"Stripe presenta Tempo, su blockchain para pagos globales con stablecoins"},"content":{"rendered":"<p data-start=\"742\" data-end=\"1024\">El gigante global de los pagos, <strong data-start=\"774\" data-end=\"784\">Stripe<\/strong>, ha anunciado oficialmente el lanzamiento de su propia blockchain, <strong data-start=\"852\" data-end=\"861\">Tempo<\/strong>, desarrollada en colaboraci\u00f3n con la firma de inversi\u00f3n cripto <strong data-start=\"925\" data-end=\"937\">Paradigm<\/strong>, con el objetivo de transformar el uso de stablecoins en servicios financieros reales.<\/p>\n<p data-start=\"1026\" data-end=\"1402\">El anuncio se realiz\u00f3 el 4 de septiembre, cuando el CEO de Stripe, <strong data-start=\"1093\" data-end=\"1113\">Patrick Collison<\/strong>, describi\u00f3 a Tempo como una blockchain de <strong data-start=\"1156\" data-end=\"1184\">capa 1 orientada al pago<\/strong>, dise\u00f1ada espec\u00edficamente para casos de uso financiero reales a gran escala. El proyecto, en desarrollo conjunto con Paradigm, se centra en tres pilares clave: escalabilidad, comisiones bajas y adopci\u00f3n institucional.<\/p>\n<h2 data-start=\"1404\" data-end=\"1428\"><span id=\"las_claves_de_tempo\">Las claves de Tempo<\/span><\/h2>\n<ul data-start=\"1430\" data-end=\"2173\">\n<li data-start=\"1430\" data-end=\"1580\">\n<p data-start=\"1432\" data-end=\"1580\"><strong data-start=\"1432\" data-end=\"1452\">Alto rendimiento<\/strong>: Con capacidad para procesar m\u00e1s de <strong data-start=\"1489\" data-end=\"1532\">100.000 transacciones por segundo (TPS)<\/strong> y lograr finalizaci\u00f3n en menos de un segundo.<\/p>\n<\/li>\n<li data-start=\"1581\" data-end=\"1784\">\n<p data-start=\"1583\" data-end=\"1784\"><strong data-start=\"1583\" data-end=\"1621\">Comisiones en cualquier stablecoin<\/strong>: Gracias a un creador de mercado automatizado integrado, se permite pagar las comisiones de red con cualquier stablecoin, lo que reduce las barreras de entrada.<\/p>\n<\/li>\n<li data-start=\"1785\" data-end=\"1997\">\n<p data-start=\"1787\" data-end=\"1997\"><strong data-start=\"1787\" data-end=\"1818\">Compatibilidad con Ethereum<\/strong>: Construida sobre <strong data-start=\"1837\" data-end=\"1845\">Reth<\/strong>, mantiene plena compatibilidad con la M\u00e1quina Virtual de Ethereum (EVM), permitiendo a los desarrolladores utilizar herramientas y marcos existentes.<\/p>\n<\/li>\n<li data-start=\"1998\" data-end=\"2173\">\n<p data-start=\"2000\" data-end=\"2173\"><strong data-start=\"2000\" data-end=\"2022\">Mejoras exclusivas<\/strong>: Funcionalidades opcionales de privacidad, carriles de pago dedicados y herramientas de cumplimiento normativo, como la capacidad de congelar activos.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2175\" data-end=\"2375\">Stripe plantea que Tempo se convierta en una infraestructura de referencia para <strong data-start=\"2255\" data-end=\"2374\">n\u00f3minas, remesas internacionales, cuentas financieras embebidas y micropagos impulsados por inteligencia artificial<\/strong>.<\/p>\n<h2 data-start=\"2377\" data-end=\"2410\"><span id=\"adopcion_y_patrones\">Adopci\u00f3n y patrones<\/span><\/h2>\n<p data-start=\"2412\" data-end=\"2622\">Empresas de primer nivel como <strong data-start=\"2442\" data-end=\"2450\">Visa<\/strong>, <strong data-start=\"2452\" data-end=\"2469\">Deutsche Bank<\/strong>, <strong data-start=\"2471\" data-end=\"2482\">Shopify<\/strong>, <strong data-start=\"2484\" data-end=\"2496\">DoorDash<\/strong>, <strong data-start=\"2498\" data-end=\"2509\">Revolut<\/strong> y <strong data-start=\"2512\" data-end=\"2522\">Nubank<\/strong> ya se han sumado como <strong data-start=\"2545\" data-end=\"2565\">socios de dise\u00f1o<\/strong>, colaborando en pruebas de integraci\u00f3n y flujos de pago.<\/p>\n<p data-start=\"2624\" data-end=\"2727\">Collison subray\u00f3 que Tempo busca solucionar las limitaciones estructurales de las blockchains actuales:<\/p>\n<ul data-start=\"2729\" data-end=\"3058\">\n<li data-start=\"2729\" data-end=\"2891\">\n<p data-start=\"2731\" data-end=\"2891\">Cadenas como <strong data-start=\"2744\" data-end=\"2755\">Bitcoin<\/strong> (\u22485 TPS) y <strong data-start=\"2767\" data-end=\"2779\">Ethereum<\/strong> (\u224820 TPS) no se acercan a los requerimientos de Stripe, que superan los <strong data-start=\"2852\" data-end=\"2888\">10.000 TPS en picos de actividad<\/strong>.<\/p>\n<\/li>\n<li data-start=\"2892\" data-end=\"3058\">\n<p data-start=\"2894\" data-end=\"3058\">Adem\u00e1s, las blockchains tradicionales exigen comisiones en sus tokens nativos, mientras que las empresas prefieren tarifas predecibles y denominadas en moneda fiat.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3060\" data-end=\"3401\">Este lanzamiento coincide tambi\u00e9n con un aumento del inter\u00e9s institucional tras la aprobaci\u00f3n en Estados Unidos de la <strong data-start=\"3178\" data-end=\"3192\">ley GENIUS<\/strong> (julio de 2025), la primera normativa espec\u00edfica para stablecoins en ese pa\u00eds. Al mismo tiempo, en Jap\u00f3n, la startup <strong data-start=\"3310\" data-end=\"3318\">JPYC<\/strong>, con sede en Tokio, prepara el lanzamiento del primer stablecoin vinculado al yen.<\/p>\n<p data-start=\"3449\" data-end=\"3672\">El cofundador de Paradigm, <strong data-start=\"3476\" data-end=\"3490\">Matt Huang<\/strong>, destac\u00f3 que Tempo ha sido dise\u00f1ada con un enfoque centrado en la <strong data-start=\"3557\" data-end=\"3592\">descentralizaci\u00f3n y neutralidad<\/strong>, con planes para evolucionar hacia una red <strong data-start=\"3636\" data-end=\"3671\">abierta y globalmente accesible<\/strong>.<\/p>\n<p data-start=\"3674\" data-end=\"3889\">Las herramientas de cumplimiento integradas pretenden tender puentes entre el mundo descentralizado y las exigencias regulatorias, lo que podr\u00eda <strong data-start=\"3819\" data-end=\"3865\">acelerar la adopci\u00f3n masiva de stablecoins<\/strong> a escala internacional.<\/p>\n<p data-start=\"3674\" data-end=\"3889\">Las mejores plataformas de <a href=\"https:\/\/icobench.com\/es\/trading\/plataformas-de-trading-con-apalancamiento-cripto\/\" target=\"_blank\" rel=\"noopener\"><strong>trading con apalancamiento en criptomonedas<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El gigante global de los pagos, Stripe, ha anunciado oficialmente el lanzamiento de su propia blockchain, Tempo, desarrollada en&#8230;<\/p>\n","protected":false},"author":257,"featured_media":3599,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","inline_featured_image":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-3598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - 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